Has Your Health Insurance Been Cancelled by Obama?

[-Jrabbit]

To sum up: You're from a family so well-off that it's better off paying out of pocket for non-catastrophic health needs. Your daddy doesn't qualify for an HSA but can keep his current plan, and you "plan to" have your own insurance by age 23. Therefore, the ACA is evil.

Translation: "I'm a know-it-all rich college kid and I hate Obamacare." Frankly, we've heard this unceasingly from you the past several years and it has no actual relevance to the OP question.

Thanks for your input, HC.

[Hauldren Collider]

Most people are better off paying out of pocket for non-catastrophic health needs. In fact, that's what would be optimal for almost *everyone*. Jrabbit, people like my dad aren't getting affected by the ACA. The ACA is going to change approximately 0% of the care that I get. If this were about me being privileged, I wouldn't give TWO SHITS about the law. It's because it is hurting people less fortunate than myself that I care at all. So stop with the "you're just a rich kid" bull****.

[giblets]

Is it seriously not obvious to you why that's such an atrocious policy?


By the way, while you're sitting around wracking your brain trying to figure out why my contemporaries can't find work, might I point you to this very law? And in some small part, that actual rule itself?

lol it has nothing to do with the Federal Reserve or anything does it?

[Hauldren Collider]

The Fed isn't helping (or more precisely, isn't helping enough), but the Affordable Care Act is a large part of what is keeping businesses from expanding in the US.

[giblets]

What do you mean by "a large part"? Do you think the current problems are predominantly supply-side or demand-side?

[-Jrabbit]

Most people are better off paying out of pocket for non-catastrophic health needs. In fact, that's what would be optimal for almost *everyone*. Jrabbit, people like my dad aren't getting affected by the ACA. The ACA is going to change approximately 0% of the care that I get. If this were about me being privileged, I wouldn't give TWO SHITS about the law.

I call BS.

First, you're posting in this thread.
Second, you haven't experienced separate price lists for insured and uninsured patients. Just as a quick example.

It's because it is hurting people less fortunate than myself that I care at all.

C. You have a strong track record here of having about as much empathy as a rock.

So stop with the "you're just a rich kid" bull****.

IV. You just admitted this law has no effect on you personally. Enjoying your new wheels?

[Aeson]

My dad has a high-deductible plan through his employer, where he is a partner, so he is a business owner. Which means we can't use an HSA. However because it is through an employer and he is an owner, we will be able to keep our high-deductible plan. And apparently I can stay on it until I'm 26, which is absurd

Although I'll almost certainly have my own insurance by the time I'm 23, at the very latest.

Please get your parents to opt you out of coverage before complaining about it. I was dropped off my parents' coverage when I turned 18, and due to an ongoing condition at the time couldn't qualify for any insurance.

One of the good things about Obamacare is it will help to eliminate these sorts of "gotchas" if they happen to occur at the point where a person is close to leaving their parents' plan, but not yet on their own plan.

[Sava]

When it comes to the plight of the younger generation, I've decided not to listen to what some idiotic rich kid has to say.

[SlowwHand]

Have some more.

by JANET ST. JAMES
WFAA
Posted on November 8, 2013 at 6:02 PM
Updated today at 6:02 PM

Health Reform
Dallas woman battling Stage 4 cancer notified her insurance will be canceled

DALLAS -- Hard times have Maria Silva packing up and moving in with her mother.

The 54-year-old with Stage 4 breast cancer, just got results of a PET scan that show her disease has spread. Adding to those huge concerns, she received notice that her insurance policy is being cancelled.

"It's shocking,” Silva said. “Where am I supposed to go? Where am I supposed to go for treatment?"

Silva is among an estimated 12-to-15 million Americans with policies that don't meet the minimum standards established by the Affordable Care Act. Many have been told their policies will no longer be active in 2014.

President Obama apologized Thursday to those losing their health insurance, despite his promises that anyone who liked their currently policy could keep it.

Silva has tried getting into the health insurance marketplace to shop for other policies, but technical glitches have stalled her efforts. Not even her insurance provider can tell her what to do if she can't compare plans on the web or by phone.

Her policy runs out Dec. 31.

“It’s terrifying,” she said of the uncertainty.

“If I decided not to have treatment, I would be dead in two-to-three months,” she said. “I have to have it."

Without an answer soon, Maria Silva fears the Affordable Care Act will be the death of her.

[regexcellent]

Being on your parents' plan until age 26 is an obvious ploy for the demographic of people who are going to grad school because they couldn't find an actual job when they graduated college. Frankly, I would rather that demographic simply die of curable diseases.

[giblets]

Another hilarious joke about people dying?

[Ben Kenobi]

when the whole law is really just one big **** you to my generation.

This. Hauldron Collider has it exactly right. Not insured, just pay as I go. Cheaper because nothing that I need is in the coverage.

[Ben Kenobi]

When it comes to the plight of the younger generation, I've decided not to listen to what some idiotic rich kid has to say.

Translation, "I'm a young person who doesn't qualify for Obamacare because I'm already on medicaid."

[DinoDoc]

Colorado Woman Who Championed Obamacare Loses Insurance Plan

DENVER (CBS4) - President Barack Obama is apologizing to Americans who are losing their current health insurance plans. Millions of people are getting cancellation notices, including about 250,000 Coloradans.

For years the president said that those who like their current plan would be able to keep it, but it turns out that’s not the case.

In order to comply with the Affordable Care Act insurance companies have had to cancel millions of policies, forcing people to find new, and in many cases, more expensive coverage on the exchange.

The Colorado Division of Insurance says 250,000 people in Colorado alone have lost their policies in the last few months.

Cathy Wagner says she isn’t political and has never written a lawmaker, much less the president, but with Obamacare she felt compelled.

“I really just wanted him to know … I was so hopeful that this plan was going to move us forward, but in fact I think it’s moving us backward,” Wagner said.

Wagner and her husband retired early. She was a nurse for 35 years and championed Obamacare, until she received a letter from her insurance company saying it was canceling her policy.

“I was really shocked … all of my hopes were sort of dashed,” Wagner said. “’Oh my gosh President Obama, this is not what we hoped for, it’s not what we were told.’ “

She was shocked further to learn that for the same coverage she would pay 35 percent more and have a higher deductible.

“Our premium for next year is going up to over $1,000 a month for two of us and we’re two fairly healthy individuals,” Wagner said.

“This is yet the most recent issue,” said U.S. Rep. Diana DeGette, D-Colorado.

DeGette sits on the committee that oversees Obamacare. She insists the Wagners are the exception, not the rule.

“As we work through all of this I think that a year from now people overall are going to be very, very happy with the way the Affordable Care Act is working,” DeGette said.

But Wagner isn’t convinced. For the first time she’s considering going without health insurance.

“The whole plan was to get everyone enrolled so there’s a larger risk pool and our costs go down,” she said. “Wow, not at all what we’re seeing.”

The president says the administration will do everything it can to help people who are in a difficult situation because of the cancellations, although he hasn’t said what that help will be.

Nationwide at least 3.5 million people have received the cancellation notices.

http://denver.cbslocal.com/2013/11/0...nsurance-plan/

[Ben Kenobi]

One of the good things about Obamacare is it will help to eliminate these sorts of "gotchas" if they happen to occur at the point where a person is close to leaving their parents' plan, but not yet on their own plan.

Yeah, because tripling the cost of coverage on young people will help them achieve their independence.