Obamacare

[Jon Miller]

A lot of people who don't have health insurance can afford it. The concept of this being about getting health care for poor people is misguided. Medicaid actually does cover healthcare for people who genuinely cannot afford it.

Fundamentally what obamacare does is make health care an entitlement for the middle class, when the middle class by definition is not in need of entitlements. It is not and has never been about the poor.

Did you miss my point?

People who make ~30k a year or those who have a family who make ~40k a year can not afford healthcare.

It is too expensive.

JM

[Tupac Shakur]

You should be asking why they can't afford healthcare insurance. Why is there no low-cost insurance option that covers rare but serious conditions like uterine tumors? A 34-year old woman should easily be able to get that kind of coverage at an affordable price, but such coverage doesn't exist in the American healthcare system. Obamacare will only make the problem worse.

[Elok]

Catastrophic insurance doesn't cover such things?

(I'm genuinely asking here; I don't know)

[Jon Miller]

You should be asking why they can't afford healthcare insurance. Why is there no low-cost insurance option that covers rare but serious conditions like uterine tumors? A 34-year old woman should easily be able to get that kind of coverage at an affordable price, but such coverage doesn't exist in the American healthcare system. Obamacare will only make the problem worse.

Yep.

They have it in the capitalist system of SA (I think).

But our healthcare costs, because of insurance, are also just too high. By a factor of 5 or more. Maybe by only a factor of 3-4 if you remove the education/law components.

JM

[regexcellent]

People who make ~30k a year or those who have a family who make ~40k a year can not afford healthcare.

It is too expensive.

JM

No, I didn't miss that point. I'm not sure that it's even true, and if it is, obamacare does nothing to fix it.

[Tupac Shakur]

Catastrophic insurance doesn't cover such things?

Catastrophic health insurance in America isn't quite the same, due to the high deductible.

[kentonio]

Besides, that money for the healthcare comes from somewhere, and requiring the company to provide it is nothing less than mandating an increase in salary. If the company can only afford to pay a guy so much, 9 times out of 10 he'll be fired if you make the company pay more. I'd rather have a job that doesn't cover health than be unemployed.

Now what does that remind me of.. Oh yeah, the same bull**** that was so common when the minimum wage was introduced! So many people insisted that it would mean all the low wage workers would be fired. This predicatably did not happen, because when low income people are healthy and paid a decent wage for their labours they put most of that money straight back into the economy.

[Hauldren Collider]

Oh god. Not the minimum wage again. You still believe that the minimum wage is a good idea?

This predicatably did not happen, because when low income people are healthy and paid a decent wage for their labours they put most of that money straight back into the economy.

[kentonio]

Oh god. Not the minimum wage again. You still believe that the minimum wage is a good idea?

Yes I think the minimum wage is a good thing. Good thing you've never had to scrape by a single day in your life due to mummy and daddy's money, otherwise you would probably think so too.

[Hauldren Collider]

No I wouldn't because I'm not a moron.

[giblets]

Now what does that remind me of.. Oh yeah, the same bull**** that was so common when the minimum wage was introduced! So many people insisted that it would mean all the low wage workers would be fired. This predicatably did not happen, because when low income people are healthy and paid a decent wage for their labours they put most of that money straight back into the economy.

The money that goes back into the economy doesn't necessarily go towards products made using minimum wage labor. In other words, a minimum wage could make it easier for skilled workers to get jobs but more difficult for unskilled workers to get jobs.

[Ogie Oglethorpe]

Catastrophic insurance doesn't cover such things?

(I'm genuinely asking here; I don't know)

Used to be a perfectly acceptable alternative known as the HSA's wherein a year or so of pre tax contribution allowed one to save up in case high deductibles needed to be met by a catastrophic event. Those plans don't typically meet the new mandated insurance requirements.

[DaShi]

Men are talking.

[Ogie Oglethorpe]

Woof.

[DaShi]

Yup, keep going, Ogie Doggie.