How Much Money Do you Carry Around?

[Zopperoni]

I usually don't carry cash money. The canteens of offices I work at have an electronic payment system (using a chip). At shops, I usually use my debit card.

I also carry two credit cards around (one AmEx and one Mastercard).

I only withdraw cash money from an ATM when it's either necessary, like at a bar, or just more practical, like at a kiosk.

[Victor Galis]

Originally posted by Doddler
Americans seem to have hideously complex banking arrangements..

The word you're looking for is convienient

European banks
Canadian banks

[Drogue]

Re: How Much Money Do you Carry Around?

Originally posted by Doddler
I generally have around £60 ($110) though it does depend what I need to do that day.. e.g. if I am going out for drinks with mates I'll usually take £100 or so, plus a bankcard of course.

Why would you need £100 on a night out? Most of my (relatively rich) friends in London wouldn't even spend that much. More £50-80, and £20-40 anywhere else in the country. £40 gets you toasted at any good cocktail bar I care to think of, and that's the most expensive way I know to get drunk. Except for Champagne, but I lose any respect for people who order it in clubs.

Oh, and usually ~£30 or so. Maybe £50 if on a night out, or perhaps more if on a dinner date. But usually I don't spend everything I have in a night. I just don't like being caught without.

[Drogue]

Originally posted by Imran Siddiqui
I take it back... you've lived in a cave in Okinawa since the end of WW2, right?!

Nope, it's just that it's an Americanism. We just call it a bank account, or a standard bank account if we're feeling technical. As opposed to a savings account, which are the only two main types we have here.

And banking here is amazingly simple. You have an account, which your salary goes into (although possibly a bit into a savings account). You have a card which it comes out of

[Jack_www]

Originally posted by Drogue

Nope, it's just that it's an Americanism. We just call it a bank account, or a standard bank account if we're feeling technical. As opposed to a savings account, which are the only two main types we have here.

And banking here is amazingly simple. You have an account, which your salary goes into (although possibly a bit into a savings account). You have a card which it comes out of

Do you guys use something like checks here in the US?

[Drogue]

Yes, we have cheques. They're just drawn from normal bank accounts. Or indeed any account, really. They're not used much though, just for large amounts usually, and even that relatively rarely.

[Dis]

$2. I actually carry 2 wallets. This may seem weird, but you guys already know I'm weird. One wallet is a decoy. If I ever get mugged (and I am in a lot of bad neighborhoods when working), I give them my decoy wallet with the $2 in it. My other wallet usually has no cash, but sometimes can have up to a couple hundred dollars. But that wallet has my credict cards and drivers license.

[Lorizael]

You better dress shabby too so that muggers don't think you're gypping them.

[Dis]

trust, me I don't dress well. I have no idea how to be fashionable.

[Harovan]

I have a low water mark of 20 Euros; if my cash goes below that, I take 100 Euros from the cash mashine. Most of my regular payments are automatized either by direct debit authorization or standing order. Pretty much all of the rest I do by online banking. I haven't been to my bank in years.

[Dauphin]

Originally posted by Jack_www


Do you guys use something like checks here in the US?

I would assume they are used in the same way as the US, except for the nomenclature. That is to say cheques have been replaced/amalgamated into debit cards for most uses. The only time a a paper signed cheque is (normally) used these days is if you are paying an amount through the post or using travelers' checks.

[DanS]

Apparently, a current account is the same as a checking account and a savings account is the same in both the US and UK.

In the US, there are some other accounts, like a home equity line of credit from which you can write checks or withdraw cash using a bank card (normally, bank cards are branded with Visa or Mastercard too). Also, many stock brokers have accounts from which you can write checks or withdraw cash using a bank card.

[Jon Miller]

Originally posted by Dauphin


I would assume they are used in the same way as the US, except for the nomenclature. That is to say cheques have been replaced/amalgamated into debit cards for most uses. The only time a a paper signed cheque is (normally) used these days is if you are paying an amount through the post or using travelers' checks.

for rent here

JM

[SlowwHand]

I simply can't believe that people are telling Doddler how much money they carry on them.
Here, come rob me.
Do you realize who you're talking to? Are you insane?

[Dis]

if he wants to fly to Las Vegas to steal my $2 he's more than welcome to it.