So, you'd put Penn State over the Irish? After all, they lose on the last second where victory could have gone either way as well... and that's their first loss, and on the road.
1) I firmly believe Notre Dame would win a head-to-head matchup against Penn State, regardless of whether the game was in South Bend or Happy Valley. I believe this because:
2) The Irish have played a tougher schedule than Penn State (Cincinnati? Central Michigan???), and
3) The Irish, unlike the Nittany Lions, are undefeated on the road.
Comment