No pay, no spray: Firefighters let home burn

[KrazyHorse]

I'm too busy creaming my pants at the thought that some actuary/lawyer may have inserted a provision in the fire insurance contract which would mean that this **** is left with nothing but a smoking hole in the ground to care about this argument any more.

[Asher]

I'm too busy creaming my pants at the thought that some actuary/lawyer may have inserted a provision in the fire insurance contract which would mean that this **** is left with nothing but a smoking hole in the ground to care about this argument any more.

The insurance article specifically mentions this. Technically his company doesn't have to cover him since he didn't buy service.

But they're covering him anyway.

Good people.

[KrazyHorse]

Kuci, would contributory negligence cover this?

pleasepleaseplease

[KrazyHorse]

****ing hell. Goddamn big companies are way too nice because they don't want bad press.

[KrazyHorse]

Asher, it doesn't mention the insurance thing in the OP. Is there another article you're referencing?

[Asher]

I hope this guy's fire insurance had a provision in it that said he needed to have access to a functioning fire protection service...

The family has coverage with Farm Bureau Insurance through local agent, Josh Simmons, who raced to the scene of the fire as soon as he learned about it. Simmons says the insurance company would not refuse or reduce payouts on the fire loss just because the fee has not been paid. Neither Cranick nor Simmons would confirm the amount of the policy.

http://www.insurancejournal.com/news/southeast/2010/10/05/113824.htm?print=1

[KrazyHorse]

Ah, found it.

Why have a clause in the contract if you're not going to enforce it?

[KrazyHorse]

More important sentence is here:

Simmons said he knows of one other time this has happened. He said the insurance policy has a provision for a reduction in payouts if a fire protection service has not been subscribed but that the insurer has not enforced that in these situations.

[KrazyHorse]

I'm writing a letter of complaint to Farm Bureau Insurance.

[KrazyHorse]

This is just like how corporate callable bonds are not economically exercised

The agencies (fannie mae and kin) are much more ruthless

[Kuciwalker]

Kuci, would contributory negligence cover this?

pleasepleaseplease

I work in pensions and (to a much lesser degree) health, not casualty insurance, sorry.

[Kuciwalker]

I don't think you realize this is a compliment.

Oh, sure, we need people like you who blindly follow a bunch of incoherent crap for the system to work as well as it does, but I'm not sure it's something to be proud of.

[Proteus_MST]

Oh, sure, we need people like you who blindly follow a bunch of incoherent crap for the system to work as well as it does, but I'm not sure it's something to be proud of.

Obviously the system as it works now, doesn´t work all too well, if it has fully equipped firefighters standing in front of a burning house doing nothing, while inside living beings die

[Wiglaf]

Living beings are dying right now while you waste time posting here

[KrazyHorse]

Obviously the system as it works now, doesn´t work all too well, if it has fully equipped firefighters standing in front of a burning house doing nothing, while inside living beings die

This is like saying that the system doesn't work because I pay people to kill living beings for me.