Healthcare Reform Thread II

[Hauldren Collider]

How are they so evil if they provide a product that everyone (according to Obama) needs? This is all like saying, it's critical that everyone get cars--but Honda is evil for not simply giving them away.

[The Emperor Fabulous]

By the way, no insurance company denies health care. They either decline to pay for it under an existing contract or decline to enter a contract that obligates them to pay for it. The patient is free to find another way to pay for the same care.

Denial of coverage = denial of care. Please don't lecture me. I'm an insurance agent.

[Hauldren Collider]

But obviously you aren't an actuary.

[The Emperor Fabulous]

How are they so evil if they provide a product that everyone (according to Obama) needs? This is all like saying, it's critical that everyone get cars--but Honda is evil for not simply giving them away.

I never called them evil. And you obviously didn't read when I said

I don't want insurance agencies to give away their products.

[Hauldren Collider]

Lacking humanity sounds a lot like "evil" to me whether or not you actually used the word evil.

[The Emperor Fabulous]

Honestly, I wish there was a public insurance company that was voluntarily funded by private citizens in exchange for tax breaks, etc that would at least give another option. But since private insurance is the only option besides out-of-pocket, I want governmentally-induced change within the current system to level the playing field.

[The Emperor Fabulous]

Lacking humanity sounds a lot like "evil" to me whether or not you actually used the word evil.

Dogs lack humanity. Dogs are not evil. For the most part.

[Hauldren Collider]

sigh I think if you called insurance actuaries dogs they might get a bit offended though.

[Solomwi]

Denial of coverage = denial of care. Please don't lecture me. I'm an insurance agent.

Then you should know better. Of course, I don't expect a used car salesman to necessarily understand how an internal combustion engine works, so maybe you shouldn't, at least on that basis.

[The Emperor Fabulous]

sigh I think if you called insurance actuaries dogs they might get a bit offended though.

Sigh If I did they might. But I didn't. And I didn't call anybody evil. Read what I'm writing, not what you want to believe I'm writing.

[Kuciwalker]

Why is having "humanity" as you [ill]-define it a virtue in an organization that is supposed to provide health care*?

*more precisely, an organization that is supposed to authorize payment for the provision of health care

[KrazyHorse]

First, I put health care on a different plane than any other type of insurance.

Second, "how they spend their resources" is not equivalent to what I see as the lack of humanity - pushing maximum profits over citizens' wellbeing. And until you can prove to me that when insurance companies deny health care that they are only doing it to fight insolvency, I can't imagine I'll feel much different.

You're a ****ing idiot. Insurance companies run at around a 4% profit margin.

****ing ****.

[KrazyHorse]

Denial of coverage = denial of care. Please don't lecture me. I'm an insurance agent.

You're a moron.

[KrazyHorse]

Honestly, I wish there was a public insurance company that was voluntarily funded by private citizens in exchange for tax breaks, etc that would at least give another option. But since private insurance is the only option besides out-of-pocket, I want governmentally-induced change within the current system to level the playing field.

Can anybody make heads or tails of what this ****** is trying to say?

[rah]

I wish there was a public insurance company that was voluntarily funded by private citizens

Aren't most major insurance companies public and funded by private citizens through stock?