Whoa hold on a minute! You guys pay thousands in health insurance and even then you have to pay 20% of costs for major items like surgery? That would cost tens of thousands of dollars? So if you get sick, it can cost you everything you own even if you have standard insurance?
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Originally posted by Gibsie
Whoa hold on a minute! You guys pay thousands in health insurance and even then you have to pay 20% of costs for major items like surgery? That would cost tens of thousands of dollars? So if you get sick, it can cost you everything you own even if you have standard insurance?
Ain't it a grand system?
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Originally posted by Japher
only up to whatever your deductible is... at least in my case.
My deductible is $500/year or $2000/family
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my copay is 15 or 20 bucks per visit
my deductible includes that by does not exlude the cost.
I.e. Everytime I go to the doctor I pay $15 (which is tax deductible). Then the visit costs are billed to my insurance. The insurance company pays according to my plan; 100% preventative and sick doctor visits, 80% healthy visits, x-rays, hospital stay, surgeries, whatever.... the difference is billed to me. In a given year I will never pay more that $500 on any one person and no more than $2000 for the entire family (tax deductible). Even though we are a family of 3, the $2000 is pretty much set so large families don't get screwed.
This is good for me. Because Josie goes to the doctor all the time, being a baby and all. My monthly fees are $75/month for this type of coverage, before tax. If I took the cheaper coverage, with a large deductible, I wouldn't notice a change in my paycheck.
I use to have copay only and no deductible. It was nice, but not normal.
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my insurance is close to what japher is describing if not dam the same thing, only they say i get only one wellness visit a year. which i have the 15dollar copay. after tht visit i have to meet my deductable of 250 then i pay 20 % of what else is charged. that is insane. i mean hell we are already being gouged for 350 a month just for the premiums.. As i said whith **** like that who the hell needs insurance
for by the time i need surgery i will have already killed over saving to pay the freaking billWhen you find yourself arguing with an idiot, you might want to rethink who the idiot really is.
"It can't rain all the time"-Eric Draven
Being dyslexic is hard work. I don't even try anymore.
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Originally posted by Zoid
When I smashed my arm to pieces last year I only paid ~$150 for everything from surgery to rehab.
2. Sweden(\__/) 07/07/1937 - Never forget
(='.'=) "Claims demand evidence; extraordinary claims demand extraordinary evidence." -- Carl Sagan
(")_(") "Starting the fire from within."
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Originally posted by Zoid
If you get sick you´re taken out in the rice fields and shot. The family get to pay for the bullet. Cheap and easy
Seriously, China's social medicine needs a lot of work. Then again, China is a poor country with 1.3 billion people. So that's is going to take a long time.(\__/) 07/07/1937 - Never forget
(='.'=) "Claims demand evidence; extraordinary claims demand extraordinary evidence." -- Carl Sagan
(")_(") "Starting the fire from within."
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At this point, I might add that being a United States veteran, worse case is V.A. Hospital. Low cost to NO cost.Being "ShotAtAndMissed, ****AtAndHit", has some advantages to it later.Life is not measured by the number of breaths you take, but by the moments that take your breath away.
"Hating America is something best left to Mobius. He is an expert Yank hater.
He also hates Texans and Australians, he does diversify." ~ Braindead
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Originally posted by Urban Ranger
Makes good fertilizer
Seriously, China's social medicine needs a lot of work. Then again, China is a poor country with 1.3 billion people. So that's is going to take a long time.“As a lifelong member of the Columbia Business School community, I adhere to the principles of truth, integrity, and respect. I will not lie, cheat, steal, or tolerate those who do.”
"Capitalism ho!"
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Be angry at Luke. After 1 year he should've been job-shopping based on his experience instead of waiting for that one corporation to "reward" him.(\__/) Save a bunny, eat more Smurf!
(='.'=) Sponsored by the National Smurfmeat Council
(")_(") Smurf, the original blue meat! © 1999, patent pending, ® and ™ (except that "Smurf" bit)
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i think im wierd in that i have health care provided by my employer and I dont pay a dime. although i do believe it is pretty minimal, i get at least one visit a year for 25 dollars and my Rx's are cheap as ****."I hope I get to punch you in the face one day" - MRT144, Imran Siddiqui
'I'm fairly certain that a ban on me punching you in the face is not a "right" worth respecting." - loinburger
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