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Bankruptcy isn't a tool to take care of something merely unexpected. The fact is that too many people are living paycheck to paycheck when their financial wherewithal is sufficient for them to plan ahead to weather the storms. We all pay extra because these people don't plan ahead."
Bankruptcy is there in case an unexpected event occurs which severly ruins your finanical abilities. A protracted unemployment spell(and average unemployment periods are becoming longer) would do this.
Bankruptcy isn't a tool to take care of something merely unexpected. The fact is that too many people are living paycheck to paycheck when their financial wherewithal is sufficient for them to plan ahead to weather the storms. We all pay extra because these people don't plan ahead."
Bankruptcy is there in case an unexpected event occurs which severly ruins your finanical abilities. A protracted unemployment spell(and average unemployment periods are becoming longer) would do this.
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