Yes, Panama is pretty stratefied. I think though the "upper classes" should be sub-divided. At the ery top are the very Rich, which not only holds land-owners but also real-estate holders and big shipping magnates and such. then you have a much larger (not not "huge") middle class of profesionals, immigrant businessmen (Indians, jews, Arabs, chinese) and then you have the poorer masses, though not all of them land-less peasants. You may not have been to Clon, which is a real nightmare: the decendents of the Afro-Caribbean laborers who built the canal live pretty poor and dangerous lives in the Caribean coast of Panama.
A lot of such retirees live nearer to the borders with Costa Rica, since the weather is more moderate there. if you make 100k a year in Panama they still view you as Middle Class (doctors can easily make this there, like here) but the standard of living for "middle class in Panama is much luxuriuous than in the US.
A lot of such retirees live nearer to the borders with Costa Rica, since the weather is more moderate there. if you make 100k a year in Panama they still view you as Middle Class (doctors can easily make this there, like here) but the standard of living for "middle class in Panama is much luxuriuous than in the US.
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