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Why is Being Rich So Hard?

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  • Why is Being Rich So Hard?

    Why do money transfer services have limits? Is it government telling me I can't send my money where I want, or are the businesses just saying no. Are there magic faeries in the internet tubes playing mischief? Have my accounts been frozen for patriotic reasons? Why is it so hard to find someone willing to take any more of my money?

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    Wells Fargo: Yah, we can send your money. Just visit your local branch and sign up... on the other side of the world. And then we'll give you a really ****ty exchange rate. But we'll never see any of that money because you'll never be able to sign up for our service ... MUAHAHAHAHAHA

    Western Union: Transaction accepted. Oh wait, nevermind. Don't ask why, there is no reason.

    Xoom: Yah, you've sent lots of money through our service, you've never had any problems with funding, but we don't want to take any more of your money for X amount of time. (In the most absurd situation, that time being 2 hours when I misremembered the time of day when I sent a transfer 30 days before.) Yes, you have lots of money to send, but we can't increase your sending limit for reasons which we will never divulge. But we'll ask you to apply to increase your sending limit over and over and over again anyways.

    LBC: UTAH SUCKS

    Lucky Money: UTAH SUCKS

    ... countless other shady Filipino remittance services: UTAH SUCKS

    Ria: Click this button to finalize ... oh wait! Psych! You can't finalize so we'll just forward you to the front page of the site like nothing even happened. No error. No warning that doing it again will result in the exact same complete waste of time.

    Paypal: You can send your money over to a PH account, but only if you don't want to be able to be able to get it to your bank account in PH, ever. And after we take a few percent in fees. And after we force you to exchange to PHP with the ****tiest exchange rate on the planet (which won't be divulged to you before you send but may be viewable someplace on the website if you can find it).

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    So anyone know of a decent service?

  • #2
    In 2 months I'll be switched over to just writing checks and waiting for them to clear. So far I've never had problems with that, except the 30 day waiting period is hard when the steel trusses are erected and waiting to be covered, the windows still need glass in them, and rainy season is fast approaching

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    • #3
      It's like the mafia. You gotta throw your money up the pyramid like the rest of us.
      To us, it is the BEAST.

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      • #4
        They won't let me

        I'm seriously like bending over while putting my credit card up on the webcam and still being rejected.

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        • #5
          Use bitcoins
          <p style="font-size:1024px">HTML is disabled in signatures </p>

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          • #6
            How does one actually get money in PH using bitcoins?

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            • #7
              Step 1 : Buy Bitcoin
              Step 2: ????
              Step 3: uhm... ????
              To us, it is the BEAST.

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              • #8
                Actually it looks like bitcoins can be sold on a couple exchanges here. Interesting.

                The USD -> BTC -> PHP rates right now would be favorable (about .4 higher than I could get) ... but not sure about the fees.

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                • #9
                  Originally posted by Aeson View Post
                  Why is it so hard to find someone willing to take any more of my money?
                  I will gladly take your money.
                  Click here if you're having trouble sleeping.
                  "We confess our little faults to persuade people that we have no large ones." - François de La Rochefoucauld

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                  • #10
                    No, I did not steal that from somebody on Something Awful.

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                    • #11
                      Why do money transfer services have limits? Is it government telling me I can't send my money where I want, or are the businesses just saying no. Are there magic faeries in the internet tubes playing mischief? Have my accounts been frozen for patriotic reasons? Why is it so hard to find someone willing to take any more of my money?
                      Problems that I no longer face. I feel your pain, amigo!
                      Scouse Git (2) La Fayette Adam Smith Solomwi and Loinburger will not be forgotten.
                      "Remember the night we broke the windows in this old house? This is what I wished for..."
                      2015 APOLYTON FANTASY FOOTBALL CHAMPION!

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                      • #12
                        You need to set these things up in person the next time you are in the US. I recommend setting up an Etrade account and use a US Skype phone number. You can use their ATM cards anywhere and get the local currency at a good exchange rate. The fee is 1% and they reimburse the other bank's ATM fee (if they charge one). If it is a more permanent thing, you can easily set up electronic transfer to other banks (you need the routing and account numbers) and there is no fee.

                        If you can put $100,000+ USD in the account, they bump you up in their level of service. They really bump you up if you can put over $500,000+ USD.
                        “It is no use trying to 'see through' first principles. If you see through everything, then everything is transparent. But a wholly transparent world is an invisible world. To 'see through' all things is the same as not to see.”

                        ― C.S. Lewis, The Abolition of Man

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                        • #13
                          That's a good idea about the trading accounts. Reminds me I have a ThinkOrSwim account (or did, they bothered me for years about my $0.06 remaining balance after mistyping an amount to close it out) and it allowed bank transfers for free. Maybe I can dig that back up.

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                          • #14
                            You're clearly on an FBI watch list.
                            The genesis of the "evil Finn" concept- Evil, evil Finland

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                            • #15
                              Does Barclay's Bank have branches in the Phillipines?
                              "I say shoot'em all and let God sort it out in the end!

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