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What percentage of your take-home pay do you spend each month?

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  • What percentage of your take-home pay do you spend each month?

    Or your take-home dole, or your take-home annuity, or your take-home lottery winnings, or whatever.
    36
    More than 100%
    19.44%
    7
    100%
    8.33%
    3
    95%
    2.78%
    1
    90%
    5.56%
    2
    85%
    5.56%
    2
    80%
    8.33%
    3
    75%
    2.78%
    1
    70%
    5.56%
    2
    65%
    2.78%
    1
    60%
    2.78%
    1
    55%
    5.56%
    2
    50%
    11.11%
    4
    Less than 50%
    19.44%
    7
    <p style="font-size:1024px">HTML is disabled in signatures </p>

  • #2
    I save 15% for retirement and 6% for other stuff (new car fund, vacation fund, etc...) the rest gets spent.
    Try http://wordforge.net/index.php for discussion and debate.

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    • #3
      Do you include paying down debt?

      JM
      Jon Miller-
      I AM.CANADIAN
      GENERATION 35: The first time you see this, copy it into your sig on any forum and add 1 to the generation. Social experiment.

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      • #4
        Right now I am not over 100%, but last year I was often over 100%.

        JM
        Last edited by Jon Miller; April 5, 2013, 13:17.
        Jon Miller-
        I AM.CANADIAN
        GENERATION 35: The first time you see this, copy it into your sig on any forum and add 1 to the generation. Social experiment.

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        • #5
          A lesser proportional than the other half.
          One day Canada will rule the world, and then we'll all be sorry.

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          • #6
            I don't spend consistent amounts. Some months, I will barely spend 10% of my gains. This month, I made a rather large purchase. In the last two years, I've probably spent a little more than half of what I've made... saving the rest. I have no debts. Property is paid. My bills montly bills don't exceed $100.

            Sustainability

            I put 50% just because that feels right.
            To us, it is the BEAST.

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            • #7
              Wow, something Sava and I share. I spend about 70 percent.
              Scouse Git (2) La Fayette Adam Smith Solomwi and Loinburger will not be forgotten.
              "Remember the night we broke the windows in this old house? This is what I wished for..."
              2015 APOLYTON FANTASY FOOTBALL CHAMPION!

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              • #8
                We also like hockey.
                To us, it is the BEAST.

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                • #9
                  We spend somewhat less than 50% of my take-home money each month. I have no idea how much my wife adds to this amount from her own salary. This sum covers utilities, food and clothing. It doesn't cover irregular expenses like gadgets, furniture, education, vacations, gym membership etc.
                  Graffiti in a public toilet
                  Do not require skill or wit
                  Among the **** we all are poets
                  Among the poets we are ****.

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                  • #10
                    Right now, 100%. Whenever I manage to get a job, that number will definitely go down.
                    Indifference is Bliss

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                    • #11
                      I spend less than 50%, but when I get back on School Term I spend 300% (since I only have a part time job).

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                      • #12
                        Spend it all now, may die early.

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                        • #13
                          I have a fair amount of debt, so the long-term number is >100%.
                          Apolyton's Grim Reaper 2008, 2010 & 2011
                          RIP lest we forget... SG (2) and LaFayette -- Civ2 Succession Games Brothers-in-Arms

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                          • #14
                            Last month was 500%.

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                            • #15
                              Sweet **** all. Houses don't save up for themselves...
                              I'm building a wagon! On some other part of the internets, obviously (but not that other site).

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