The Altera Centauri collection has been brought up to date by Darsnan. It comprises every decent scenario he's been able to find anywhere on the web, going back over 20 years.
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Call To Power 2 Cradle 3+ mod in progress: https://apolyton.net/forum/other-games/call-to-power-2/ctp2-creation/9437883-making-cradle-3-fully-compatible-with-the-apolyton-edition
They also told me at the time I couldn't apply a new grad discount, the factory to dealer incentives, etc.
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
I realize you're thinking with your actuary hat on. Which is what the retards at Toyota Finance did as well.
This is why I find your kind less than fully intelligent. Spreadsheets and numbers over common ****ing sense. I've virtually zero risk. Any assclown could determine that.
Irrelevant to the quoted part. Can you actually read?
I understand higher risk = higher rate. I also understand the stupidity of asking someone to pay more when you doubt they can pay the lower amount.
Do you understand that?
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
"I doubt you will be able to pay $200 per month! So I will ask you to pay $300 per month."
I understand the financial concepts behind why this is done. I also understand the stupidity of the situation.
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
I've tens of thousands of dollars in my chequing account and could pay cash for the car right now. But I'm going to spend most of it in the coming months furnishing my new home so I'd like the cash for that.
But it makes more sense to have the original 2.7% finance rate on the money than to buy in cash -- it's a very low rate. Lower than the low mortgage rate. That was my original plan.
The rate is higher now, of course. What I'll likely do is spend the money I need to in Jan/Feb on the house, dump the rest into the loan and probably pay it off fully in the next year or year and a half.
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
Or, you finance the house decoration with the mortgage - that's what I did. Reason being, I can deduct mortgage interest, so essentially I get zero interest.
Already added $40,000 in upgrades to the mortgage. I don't want to add more.
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
"I doubt you will be able to pay $200 per month! So I will ask you to pay $300 per month."
I understand the financial concepts behind why this is done. I also understand the stupidity of the situation.
Since it is a wildly successful business strategy (it has literally persisted for thousands of years) I don't think you're the one using common sense here.
Since it is a wildly successful business strategy (it has literally persisted for thousands of years) I don't think you're the one using common sense here.
I honestly don't think you are capable of understanding my point; you are too numbers-oriented to grasp the high-level reasoning.
As I've said several times now, I understand its business strategy and I understand its financial basis. But if you actually think about it, it is remarkably stupid. That's not to say it's not effective.
"The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
Ben Kenobi: "That means I'm doing something right. "
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