No pay, no spray: Firefighters let home burn

[KrazyHorse]

Note that this is different from the question of whether or not you believe it is desirable that a universal service be provided through universal taxation.

this might not be true if kh is affected negativly

Is this supposed to be some sort of coherent statement, you moron?

[Wiglaf]

The sick sad part is the fire spread to a neighboring property entirely because they didn't put out the fire at the original house fire.

This is the most painful video I've ever seen. There's a reason people listen to O'Reilly and not ugly liberal posers trying to be O'Reilly.

[Wiglaf]

That guy looks like he needs a bath, and I'm not even being racist.

[Solomwi]

Note that this is different from the question of whether or not you believe it is desirable that a universal service be provided through universal taxation.

this might not be true if kh is affected negativly

WTF are you on about? Strange that you think a strong personal bias increases an argument's credibility.

[Solomwi]

By the way, I particularly love Cranick's idea of "whatever it takes" in this quote:

"My neighbor called [the fire department], saying whatever it takes, we want them to put it out, we'll pay $500," said Cranick. "They told us, 'It's too late.'"

[DinoDoc]

Fire protection agreement sent to commission

By CHRIS MENEES
Staff Reporter
An interlocal agreement for county-wide fire protection that has been two years in the making is being sent to the Obion County Commission for a vote.
The Obion County Budget Committee voted at its session Monday morning at the Obion County Court-house to send the Interlocal Agreement for County Wide Fire Protection to the full commission for a vote when it convenes Oct. 18.
The lengthy and detailed agreement was presented to the budget committee by fire committee vice chairman Tim Doyle, who explained the committee met as recently as last week and “tweaked it a little.”
The agreement would be among the communities of Hornbeak, Kenton, Obion, Rives, Samburg, Troy and Union City, as well as the Obion County Emergency Communications District (E-911) as the fire dispatch agency for all municipalities in the agreement and Obion County.
The municipalities named would agree to provide rural fire service outside of their established town and city limits and would agree to expand their rural fire service areas as indicated on a map which defines the areas in which the present municipal fire departments provide rural fire protection.
Each municipality would agree to implement a standard subscription rate, with individual properties classified by a parcel number as listed on the county tax assessor’s map/tax card and a separate subscription fee to be charged for each parcel/address for which the customer desires to have rural fire protection coverage.
According to the pro-posed agreement, South Fulton intends to provide rural fire service outside its city limits as directed by its city commission in a designated fire service area and would not be a party to the interlocal agreement.
Doyle said the first year of implementing the program would be the most difficult as groundwork is laid, but he said it should become much easier the second year.
“I think we have set up a good thing,” he said.
Commissioner Ralph Puckett made the motion to send the agreement from the budget committee to the county commission for a vote. His motion was seconded by commissioner Dwayne Hensley, who said he noticed a lot of cooperation among members when he attended a fire committee meeting.
If approved, the projected date of implementing the agreement would be July 1, 2011.
The issue of county-wide fire protection has made local, regional and even national news in recent days in the aftermath of a rural South Fulton fire where firefighters from a municipal fire department could not respond because the property owner had not paid an annual rural fire subscription fee. Ironically, the issue of county-wide fire protection resurfaced and discussion of an agreement began a little over two years ago following a similar rural fire situation near South Fulton.

http://www.nwtntoday.com/news.php?viewStory=46976

[Aeson]

Patience is a virtue... don't burn the trash pile until next July.

[Dinner]

If you don't understand what a public good is, please feel free to educate yourself. It is not something that is provided for the good of the public. It has a specific definition.

Thanks. Didn't know that. That said, it doesn't matter because my point stands. Fire service is an essential basic government service which needs to be provided by all governments (even county governments) and it needs to be paid for by everyone out of property taxes. If you disagree then you're a nutter who has some sort of agenda other then the public good.

Edit: I looked it up and while the definition is interesting it is also completely off the point so who cares? It doesn't matter if it non-rivalrous and non-excludable because that's just bull**** which ignores the basic and very simple point that fires spread and are a clear danger to the good of the general public and so the government needs to fund fire departments to point out fires. Simple as that, end of story. The rest is fancy words and bull****.

[a.kitman]

Is this supposed to be some sort of coherent statement, you moron?

no, i was very drunk at the time. i still belive your just trying to masturebate your brain tho. iam still drunk, just less so.

[rah]

This is like saying you have no obligation to help a homeless person unless you make the decision to pass him on the street. Completely incoherent. (And contradictory. "Moral obligation/charity is not really part of the equation for me. I'd have an obligation to my fellow man to help.." )

Talk about incoherent. Not just heartless but also a moron.

[DinoDoc]

No one has said that.

l2read. Several people said just that.

[DinoDoc]

Man whose home burned over $75: I'm no 'freeloader'

Douchebag

[Arrian]

I'm still flabergasted that the insurer is going to ignore their exclusion.

-Arrian

[DinoDoc]

Do such companies typically ignore such conditions of their policies if the customer has a good sob story?

[Arrian]

I can't speak for the industry, or hell even for my own company. Even my own unit w/in said company. I can say, however, that it strikes me as foolish to do so (see my earlier post on that issue).

Look, sob stories can be important, b/c a company has to calculate what would happen if there was coverage litigation. I don't know much about TN insurance coverage law... I'm not sure I've ever had a TN claim. I had stuff in most states, but not TN yet. Anyway, the way to do this if you're gunshy about being taken to court by a sympathetic policyholder is probably to quietly negotiate a confidential settlement.

You don't want policyholders to think that your exclusions don't really mean anything, and you don't want a court to find that your claimhandling is arbitrary/discriminatory.

-Arrian

p.s. It also depends on the precise wording of the exclusion. If it's well-written & clear (obviously subjective things), you might feel confident in asserting it. If it's ambiguous, you have a problem. The first rule of insurance coverage litigation is ambiguity will be construed to the advantage of the insured (except in very special cases where the insured is a powerful company just like the insurer).