on hold with amex fraud services

[Boris Godunov]

I was going to say, this is almost certainly due to wait staff at restaurants. One of my good friends worked at Morton's for a long while and he said that about 60% of waiters there were shady characters.

[KrazyHorse]

Ridiculous.

Livin' the life:

[rah]

The only thing shadier is a call center. But at least there, the employees are generally more stupid and will order stuff on-line and have it delivered to their homes. It was amazing how many we caught that way.

[Hauldren Collider]

In the last 3 months I've eaten almost exclusively at restaurants.

[Jon Miller]

In the last 3 months I've probably visited 50 restaurants. I'm sure amex will be busy cross-correlating that list with the list of other customers whose cards were ripped off.

I figure you visit a lot, but maybe you switch up what cards you use and you have had 3 occurrences.

I only use one card, so I know it wouldn't work for me.

JM
(I also went to only ~3 restaurants for the majority of my meals)

[Al B. Sure!]

Livin' the life:

Not really. More like wasting money out the ****ing ass. Do you know how much money you would have saved if you ate at home?

Just because you're making money doesn't mean you have to be a baller. You'd think someone like you wouldn't have a ghetto mentality.

[Hauldren Collider]

Maybe he likes eating out?

[KrazyHorse]

The 3 occurrences are over 5 years. Also, I use this card almost exclusively.

[Jon Miller]

Not really. More like wasting money out the ****ing ass. Do you know how much money you would have saved if you ate at home?

Just because you're making money doesn't mean you have to be a baller. You'd think someone like you wouldn't have a ghetto mentality.

Actually, considering he works 12+ hours a day and spends time getting to and from work (and his wife works too), I think that eating out can be quite reasonable.

It is true you can eat cheap and quite good reasonably, but this generally takes a bit of effort (~3 hours cooking once a week seems to be a good compromise to me), and he might want to spend his time doing other things.

I also ate out most meals for the last two years, and I don't make so much.

I plan to not do so next time, but this will be some effort on my part.

JM

[Jon Miller]

The 3 occurrences are over 5 years. Also, I use this card almost exclusively.

Oh, so no correlation.

Is 3 occurrences in 5 years when you use it so much unusual?

JM

[Tupac Shakur]

Livin' the life:

New York

[MikeH]

And possibly a percentage of those end up covered by expenses (possibly not)

[MRT144]

It's almost as though you've never heard of a cloned credit card.

BTW, the usual means of obtaining card info is in restaurants. The waiter takes your card and skims the card before running the legitimate transaction.

I haven't. Just reading about it now, seems like a pretty inefficient form of fraud considering you have to make capital investments into making realistic looking bogus cards.

[MRT144]

Ridiculous.

He lives in NYC, there are a lot of great places to go.

[MRT144]

Not really. More like wasting money out the ****ing ass. Do you know how much money you would have saved if you ate at home?

Just because you're making money doesn't mean you have to be a baller. You'd think someone like you wouldn't have a ghetto mentality.

You don't move to NYC so you can cook at home all the time.

Also, he doesn't have the time to cook at home. He's too busy making money.