Do people buy health insurance of their own volition to avoid paying huge hospital bills out of pocket? They sure do! But ERs don't say they won't treat someone who comes to them and doesn't have insurance, they just bill them the cost of the services.
Indeed, and look at the result: loads of people choose not to buy insurance.
For this reason, it's pretty obvious that health insurance should be mandatory, and the fines should be enormous for not purchasing it...
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