Should we be copying Hawaii's universal health care plan?

[Drake Tungsten]

To put it simply, they prefer to pay for a more expensive and inefficient system because they wish not to spread the total burden over the total population.

Actually, I'm arguing for less expense and more efficiency. Why should a 24-year old (or their employer) have to sacrifice wages to pay for generous healthcare insurance that is unlikely to be needed by the vast majority of young adults? The 24-year old would spend less on healthcare and achieve higher utility for herself if she received higher wages, payed any healthcare costs out of pocket and spent the remaining money on whatever she sees fit.

[DaShi]

I agree. Employers should just pay for the insurance of their oldest and sickest employers and leave the younger folk out of the mix.

[Drake Tungsten]

Employers shouldn't pay for the insurance of anyone. It's a stupid system.

[DaShi]

Yup, leave them to the dogs, I say!

[Drake Tungsten]

Yes, because no one has auto, home or life insurance because their employers aren't required to pay for it.

[DaShi]

Exactly, health insurance is just like auto, home, and life insurance. They shouldn't be treated any differently.

[Drake Tungsten]

You're welcome to make a case for why employer-based health insurance makes sense. It's a very difficult task, however, and I seriously doubt you have the intellectual firepower to make a good case.

[DaShi]

No, I agree with all of your excellent points. There's no need to make a case for employer-based insurance here.

[DaShi]

Oh and also, Drake. Licking KH's butthole does not pass on his intelligence to you. No matter what he might have told you.

[Drake Tungsten]

Is Employer-Based Health Insurance Worth Saving?

Oh and also, Drake. Licking KH's butthole does not pass on his intelligence to you. No matter what he might have told you.

Now now, there's no need for jealousy. You can lick KH's butthole any time you like and it will only take a few years of study for you to match my current level of intelligence.

[DaShi]

Keep going.

[Caligastia]

The 24-year old would spend less on healthcare and achieve higher utility for herself if she received higher wages, payed any healthcare costs out of pocket and spent the remaining money on whatever she sees fit.

I object! This could be more gender neutral if phrased as follows:

24-year olds would spend less on healthcare and achieve higher utility for themselves if they received higher wages, payed {sic!!} any healthcare costs out of pocket and spent the remaining money on whatever they saw fit

[Drake Tungsten]

The 24-year old in the article was a woman, you racist/misogynist.

[Caligastia]

Ok, never mind.

[Kidlicious]

Oh and also, Drake. Licking KH's butthole does not pass on his intelligence to you. No matter what he might have told you.