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Explain to Koy using small words: housing and mortgages

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  • #16
    Yeah, the college basically is the town since the mills are gone. It also functions as a suburb, to an extent. A lot of condos have been built recently, but its mostly within the last 10yrs or so and more in the surrounding towns than here.
    "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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    • #17
      Originally posted by BlackCat
      Three years are a very short period, especially now. The fact that they can't sell empty units makes me even more nervous if it's only for 3-5 five years.
      Yeah, it's made me a bit nervous too. I'm guessing the big problem is that, since they were originally intended as rentals for grad students, there's not enough space for a family that would want to buy. The bigger units went fairly quickly, but students don't want to buy and tend to get out of town as fast as possible after graduating.
      "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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      • #18
        Are there 2 breadwinners in the family? If yes, will one of those breadwinners be taking any time off if a child is born?
        I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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        • #19
          1.66, kinda...I'm going to be a grad student, and she's full time employed. There will be no children.
          "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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          • #20
            Are either sets of parents of the age that they are likely to become ill? If yes, would either of you have family responsibilities in that regard?
            I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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            • #21
              DanS is doing his Expert System thing again

              Koyaanisqatsi I always thought you were in Finland because of the nickname. If I may ask what is the difference between an apartment and a condo, and what does the conversion you mention include?

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              • #22
                Originally posted by DanS
                Are either sets of parents of the age that they are likely to become ill? If yes, would either of you have family responsibilities in that regard?
                No.

                Thanks, by the way, this is very helpful.
                "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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                • #23
                  About your fiance's job, on a scale of 1-10, how stable is it? 1 is a job in mortgage brokerage while 10 is a government "iron rice bowl" job.
                  I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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                  • #24
                    Originally posted by VetLegion
                    DanS is doing his Expert System thing again

                    Koyaanisqatsi I always thought you were in Finland because of the nickname. If I may ask what is the difference between an apartment and a condo, and what does the conversion you mention include?
                    In this case condo is ownership of the same unit I'd be renting otherwise, with the exception that the units being sold as condos are newly redone (almost entirely gutted, actually, it's mostly just the structure that's the same. But the building itself is only 20 years old.)
                    "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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                    • #25
                      Originally posted by DanS
                      About your fiance's job, on a scale of 1-10, how stable is it? 1 is a job in mortgage brokerage while 10 is a government "iron rice bowl" job.
                      Probably 7. Also would not be hard to find a replacement if something were to happen with it, the area doesn't retain professionals very well.
                      "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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                      • #26
                        Is her job the type where she could get a very substantial raise? That is, short of winning the lottery, of course.
                        I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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                        • #27
                          Only if we moved. :/
                          "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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                          • #28
                            Are the wedding expenses already taken care of?
                            I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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                            • #29
                              Yes.
                              "In the beginning was the Word. Then came the ******* word processor." -Dan Simmons, Hyperion

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                              • #30
                                How many cars do you have? Are your cars reliable? Paid off?
                                I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891

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