UK bank to cardholders: You're not using your credit card, so we'll use it for you...

[Dauphin]

Originally posted by Flubber


errr-- its not for those that EARN less than 1500-- its those that HAVE less than 1500 in the account. My bank does this-- I avoid ALL service charges if I retain that balance

Actually, it's either in this case, but by the by I would think it's as easier for many people to pay in £1,500 than it is to maintain that balance.

My bank requires a certain minimum which I maintain to avoid a charge of £15 a month. I do get free travel insurance, mobile phone insurance, breakdown cover and a few other bonuses, so it's worth it to me.

[Lorizael]

Originally posted by Cort Haus
I'm glad I have no credit card.

Do you have credit?

[Kuciwalker]

Originally posted by Last Conformist

I've got a VISA debit card that looks like a credit card to the receiving end.

Ditto.

[Dauphin]

Poor merchants who accept your cards, they are overpaying if they look completely the same.

That is to say the charge structure is different and debit cards cost merchants less to accept than credit cards.

[Solly]

They've all been hoiked in