know a lot of arts degree holders who never go pass ~40k a year

That's, um... rather low. We're talking full-time jobs here? Private sector?
I graduated in 1998. I'm well over that mark, and I've taken no additional courses, nor am I particularly ambitious w/regard to my career. Granted, I do live in an expensive state, so some of it may be adjustment for cost of living, but I'm also not done getting raises...
Never over 40k. I mean, maybe if you're a librarian...
-Arrian
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