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1/2 U.S. personal bankruptcies from medical bills

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  • #31
    Originally posted by General Ludd
    Why save someone who doesn't have any money to their name? It's bad for the economy.
    Leave it to the high-school dropout to be concerned about everyone else paying their bills for them.
    "The issue is there are still many people out there that use religion as a crutch for bigotry and hate. Like Ben."
    Ben Kenobi: "That means I'm doing something right. "

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    • #32
      Ming... it's well over 1% of the US population and baring in mind the likely economic state of the people affected (the poorest and those most likely to suffer from ill health) I think it's appalling.
      "I work in IT so I'd be buggered without a computer" - Words of wisdom from Provost Harrison
      "You can be wrong AND jewish" - Wiglaf :love:

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      • #33
        Ming is right that the poorest people already have government health car and the upper class buy health car. Most of the middle class gets health care from their job unless their working in a low skill job.

        It's the lower middle class who gets screwed on health care since they're to rich to qualify for the programs helping the poor but to unskilled to get a decent job.
        Try http://wordforge.net/index.php for discussion and debate.

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        • #34
          Hey, I was just about to post a thread on what people thought was the best system for health care.

          Personally I used to be on the fence over private vs public, but I'meaning much more towards public now. Having no health insurance sucks big time, and 40 million Americans not having it is just a disgrace... let alone the huge premiums people who do have health care end up paying. Its not acceptable.

          Combine this with the fact that countries like Canada pay a fraction (per capita) what the US pays on administrative costs, etc... and the fact that routine procedures can cost up to 50% higher to perform in the United States vs, say, in Canada. All of this adds up to alot of inefficiencies and basically makes the US system more costly and bureaucratic (believe it or not) than a universal one. This all sort of leads to the conclusion that for-profit health care is sort of out-moded.

          I'm not saying Canada's system is perfect, it certainly isn't, but I do think that there has got to be a better way than the current US system.

          I think its logical to publicize health care in the US. At one point in time we decided that everyone deserves access to water as a basic right... and so water became virtually free. At another point we decided that everyone deserves access to police and fire prevention services... and so those became public rights too. Why not add health services to that list? In 15 years no one will remember what it was like to have to pay for health care...

          It also doesn't have to be a single tier system. Everyone would still contribute to the pot via taxes, but those who can afford private care can get it. Just like how public schools operate.

          Anyways, thats just my opinion.

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          • #35
            Re: 1/2 U.S. personal bankruptcies from medical bills

            Originally posted by chegitz guevara
            700,000 personal bankruptcies each year, half the total, are due to medical bills a study relseased tonight is showing. What's worse, 75% of those were with people who were covered with health insurance.

            We sure have the best system in the world. Yup.

            Can't find a linky at the moment, but it was on both NPR and ABC News.
            Communism or socialised health care won't solve it. One way to solve is to push down costs (reduction of law-suits against doctors).
            For there is [another] kind of violence, slower but just as deadly, destructive as the shot or the bomb in the night. This is the violence of institutions -- indifference, inaction, and decay. This is the violence that afflicts the poor, that poisons relations between men because their skin has different colors. - Bobby Kennedy (Mindless Menance of Violence)

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            • #36
              ridding of law suits

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              • #37
                The reason why our health care costs are up is because of lawsuits. Even insurance can't cover the costs because doctors are forced to push up charges... it all falls down to bogus law-suits.
                For there is [another] kind of violence, slower but just as deadly, destructive as the shot or the bomb in the night. This is the violence of institutions -- indifference, inaction, and decay. This is the violence that afflicts the poor, that poisons relations between men because their skin has different colors. - Bobby Kennedy (Mindless Menance of Violence)

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                • #38
                  Originally posted by Giancarlo
                  The reason why our health care costs are up is because of lawsuits. Even insurance can't cover the costs because doctors are forced to push up charges... it all falls down to bogus law-suits.
                  Dude, doctors are sued every where, not just in the US.

                  If this were the sole factor pushing up US healthcare costs, wouldn't it be doing the same everywhere else too?

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                  • #39
                    Originally posted by JimmyCracksCorn


                    Dude, doctors are sued every where, not just in the US.

                    If this were the sole factor pushing up US healthcare costs, wouldn't it be doing the same everywhere else too?
                    you guys don't understand our national culture of lawsuits and sueing.

                    provide me with proof that your country has as many lawsuits as the U.S. (as a percentage of population since your population is lower) and equivalent monetary awards.

                    I still support national health care mind you. But I also support limiting lawsuits to $100,000 rewards for emotional suffering etc (this doesn't include medical costs)

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                    • #40
                      Originally posted by JimmyCracksCorn


                      Dude, doctors are sued every where, not just in the US.

                      If this were the sole factor pushing up US healthcare costs, wouldn't it be doing the same everywhere else too?
                      It is the largest factor in the United States in why health care costs are so high. So go say dude to someone else, smart one. Commies are so blind.
                      For there is [another] kind of violence, slower but just as deadly, destructive as the shot or the bomb in the night. This is the violence of institutions -- indifference, inaction, and decay. This is the violence that afflicts the poor, that poisons relations between men because their skin has different colors. - Bobby Kennedy (Mindless Menance of Violence)

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                      • #41
                        Originally posted by Dissident


                        you guys don't understand our national culture of lawsuits and sueing.

                        provide me with proof that your country has as many lawsuits as the U.S. (as a percentage of population since your population is lower) and equivalent monetary awards.
                        I am American.

                        I don't have any stats yet, and I realize Americans happen to be a bit law-suit obsessed, but you can't honestly believe that this is the sole cause of increased health care in the US. Thats very simplistic. The US has a "for-profit" health care system. Thats a fact, its just what it is. They're not out to break even, they need to profit in order to exist. I can't fault them for it... they're companies! Government controled health care only needs to cover its costs. This is what it all comes down to. Its not lawsuits.

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                        • #42
                          It isn't the sole cause, but the largest cause. It is that simple. Government controlled health care only needs to cover its costs? Yeah, you want the government controlling your health? Because I certainly don't. I think socialist healthcare would be a massive disaster for a country the size of the US.
                          For there is [another] kind of violence, slower but just as deadly, destructive as the shot or the bomb in the night. This is the violence of institutions -- indifference, inaction, and decay. This is the violence that afflicts the poor, that poisons relations between men because their skin has different colors. - Bobby Kennedy (Mindless Menance of Violence)

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                          • #43
                            Originally posted by JimmyCracksCorn


                            I am American.

                            I don't have any stats yet, and I realize Americans happen to be a bit law-suit obsessed, but you can't honestly believe that this is the sole cause of increased health care in the US. Thats very simplistic. The US has a "for-profit" health care system. Thats a fact, its just what it is. They're not out to break even, they need to profit in order to exist. I can't fault them for it... they're companies! Government controled health care only needs to cover its costs. This is what it all comes down to. Its not lawsuits.
                            being a doctor is one of the most challenging careers one can take. You don't think they deserve the money they make? It takes them years just to pay off their costs for college and med school.

                            what you are implying is communism. Where doctors make the same as the rest of us.

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                            • #44
                              Originally posted by Giancarlo


                              It is the largest factor in the United States in why health care costs are so high. So go say dude to someone else, smart one. Commies are so blind.


                              I'm a commie? I'm a centrist who happens to believe that universal health care is the most effective and efficient system so far.

                              And please give me some (non-partisan) figures proving its the "largest factor in the United States" pushing up costs. I find that extremely hard to believe and it flys in the face of logic.

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                              • #45
                                This is more a factor of how expensive healthcare is in the US rather than a 'lack' of government provision.

                                Because US healthcare costs so much the government there has to provide less cover for the same amount of money - it is interesting to note that most western governments spend very a similar share of national income on healthcare:

                                % of GDP spent by government on healthcare:

                                United States: 6.6%
                                European Union: 6.9%
                                Japan: 6.4%
                                Canada: 6.7%
                                Australia: 6.2%

                                Source: OECD Health Data 2004
                                19th Century Liberal, 21st Century European

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