why does one half become stone mansions, and the others stay meager bungalows and they have the same education and stuff?
The people in the mansions are the ones who have grown up in your city using education to work their way out of the bungalows. The ones IN the bungalows are tyring to work their way up, and you need BOTH sets of people. The rich and edcuated will open/staff higher-wealth businesses while the poorer and less educated will open/staff lower-wealth businesses, which are particularly important at the start of a city's life.
Later on you can begin to zone higher density lots that will push the poor and less educated further and further out from the city. It is precisely at that point that connecting to a new city full of factory jobs makes sense.
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