I would assume for the ai it takes the highest player difficulty level to judge what it starts with (worker, archers etc). If you set your own difficulty lower you should get the extra health etc though.
Edit: I should mention that yes it is great for learning; not only can you tell each other little tricks and observe different approaches during a game, you can also ask for advice and at any stage see how well you doing in terms of research compared to the other player (so its easy to see which areas you need to work on next time).
Edit: I should mention that yes it is great for learning; not only can you tell each other little tricks and observe different approaches during a game, you can also ask for advice and at any stage see how well you doing in terms of research compared to the other player (so its easy to see which areas you need to work on next time).
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