What's wrong with using interest-free credit?

[MikeH]

1. Transfer fee.
2. Interest rate after the 'interest free' period.

[dannubis]

MikeH speaks the truth

[Aeson]

I will take your MBP wiglaf. Even though it's dented, I'm sure I can fashion a crude plow from it... and what better use for something you used to own than "plowing fields"?

[KrazyHorse]

1) Interest free is a ****ing lie, albie. There are balance transfer charges (generally 3-4%)
2) Lehman Brothers

1. Transfer fee.
2. Interest rate after the 'interest free' period.

[DriXnaK]

Wiglaf I'll take your laptop. I can practice my forensic skills that way. I promise to visit you in prison once I'm done with it too.

[MikeH]

you're on my ignore list.

[onodera]

And my level of credit risk? Really? What makes you think I'm risky?

You're UNEMPLOYED.

And black.

[KrazyHorse]

you're on my ignore list.

Only fair, given that you're on mine too.

[dannubis]

Can mods even have ignore lists ? If so, that would explain a lot...

[Dauphin]

My credit card company give me free money all the time (from my perspective). Not sure what they make on each transaction, but they give me between 0.5% and 1% of cashback every month. I always have the cash to cover my bills.

[Kuciwalker]

The company is just using its monopsony powers to shift some of the one-period interest onto retailers (who push some of it onto people paying cash) instead of the debtor. But you already knew that...

[Dauphin]

And those silly people paying cash don't even get consumer credit protections.

[Provost Harrison]

I actually checked my FICO lately. I think it was a 737.

I'm afraid that's a kind of aircraft...

[Provost Harrison]

Let's not jump on Albie. On my main credit card I have a huge credit limit with cashback. Because of the large amount of balance clocked up due to travel expenses, I regularly spend several thousand pounds a month, only to pay it off at the end (because I get it all paid back from the company). No interest to me. Nice bit of cashback, and with those sums, even at quite a measly % it adds up. Ker-and indeed-ching.

[Hauldren Collider]

Only fair, given that you're on mine too.

I didn't think you could ignore mods.