The Altera Centauri collection has been brought up to date by Darsnan. It comprises every decent scenario he's been able to find anywhere on the web, going back over 20 years.
25 themes/skins/styles are now available to members. Check the select drop-down at the bottom-left of each page.
Call To Power 2 Cradle 3+ mod in progress: https://apolyton.net/forum/other-games/call-to-power-2/ctp2-creation/9437883-making-cradle-3-fully-compatible-with-the-apolyton-edition
Announcement
Collapse
No announcement yet.
Website sells 'peace of mind' for walking away from mortgage
You and the bank are welcome to your incorrect opinions. But the contract says differently.
It's legal and ethical to live up to the terms of the contract, and walking away and giving the bank the house is a RIGHT of the contract, and cancels the debt.
And again... you are the unethical one here... not even following the teachings of your own religion.
Again, the debt is not always canceled, and when it is there are consequences. Your credit rating is reduced, allowing other lenders to see that you are a bad risk, possibly because you have no honor.
I drank beer. I like beer. I still like beer. ... Do you like beer Senator?
- Justice Brett Kavanaugh
You have no clue what you are talking about. It is a LEGAL right of the buyer to walk away from the loan in return for the Bank getting the house. So... it's LEGAL AND ETHICAL.
And again... let God judge people... all you are doing is telling lies and being unethical.
You aren't a very good christian.
You and the bank are welcome to your incorrect opinions. But the contract says differently.
It's legal and ethical to live up to the terms of the contract, and walking away and giving the bank the house is a RIGHT of the contract, and cancels the debt.
And again... you are the unethical one here... not even following the teachings of your own religion.
Ming, as stated earlier, this is only true in States which are explicitly non-recourse
You have no clue what you are talking about. It is a LEGAL right of the buyer to walk away from the loan in return for the Bank getting the house. So... it's LEGAL AND ETHICAL.
And again... let God judge people... all you are doing is telling lies and being unethical.
You aren't a very good christian.
A collateral loan doesn't mean that the debt is cancelled if the borrowerer doesn't make payments and the collateral is collected. The loan is typically reduced by the value of the collateral collected.
I drank beer. I like beer. I still like beer. ... Do you like beer Senator?
- Justice Brett Kavanaugh
Uhhh... yes it is. It is ALWAYS canceled unless you have signed something that isn't a standard mortgage. Maybe you should take a class or something that actually teaches you this kind of stuff.
Your credit rating is reduced, allowing other lenders to see that you are a bad risk, possibly because you have no honor.
Sure, your credit rating is reduced... but that has nothing to do with ethics. A credit rating is NOT a judge of honor or ethics... it's a simple numeric equation.
A collateral loan doesn't mean that the debt is cancelled if the borrowerer doesn't make payments and the collateral is collected. The loan is typically reduced by the value of the collateral collected.
Again... you have no clue. In the case of a mortgage, the debt is cleared, NOT reduced by the value of the collateral collected. Try again... you haven't been correct about anything yet in this thread.
Sure, your credit rating is reduced... but that has nothing to do with ethics. A credit rating is NOT a judge of honor or ethics... it's a simple numeric equation.
Are you serious? They even check your credit when you apply for jobs.
I drank beer. I like beer. I still like beer. ... Do you like beer Senator?
- Justice Brett Kavanaugh
Again... you have no clue. In the case of a mortgage, the debt is cleared, NOT reduced by the value of the collateral collected. Try again... you haven't been correct about anything yet in this thread.
Foreclosure auctions tend to bring significantly less money than a normal sale would bring. If the sale brings less than the amount owed on the loan, the remaining balance of the loan may be considered a deficiency balance. Most states allow creditors to collect deficiency balances on home loans, meaning the creditor could sue and obtain a judgment against you if there is a deficiency balance.
Could mean... so stop painting with a broad brush.
And again... you have no clue.
You are welcome to your mistaken opinions, but that's what they are... mistaken.
And frankly it is immoral to accuse people incorrectly. So you are a terrible christian.
I'm glad that many christians actually follow the teachings, unlike sinners like you.
The collateral is put up in case you CAN'T pay back the loan, not because you are no longer happy with the value of it. Look at the definition of a collateral loan!
That's not what the law says in non-recourse states. According to the law, you get to choose between repaying the loan with money or with the house. This seems fair to me, because generally the loan isn't for more than the value of the house when it is purchased.
Try again... you haven't been correct about anything yet in your life.
FTFY.
Libraries are state sanctioned, so they're technically engaged in privateering. - Felch
I thought we're trying to have a serious discussion? It says serious in the thread title!- Al. B. Sure
Tweet
Comment