Website sells 'peace of mind' for walking away from mortgage

[giblets]

Who cares what the bank and its lawyers say. The truth is that when you sign a contract, you are merely promising to fulfill the terms of the contract.

[Kidlicious]

Who cares what the bank and its lawyers say. The truth is that when you sign a contract, you are merely promising to fulfill the terms of the contract.

And there is no term in the contract that says you don't have to pay it bank. It only says the bank takes your house if you don't pay it bank. As if already proved you still owe the loan in most states.

Stop being ignorant on purpose. You're making a total ass of yourself boy.

[Kidlicious]

Oh, and 'who cares what the bank says?'

It's only their business! Who cares what some kid like you thinks?

[Ming]

God is my only judge, not my credit rating. It's even more obvious that you have no idea.

It's obvious you don't even have a clue on what you post... You are the one that claimed a man with a poor credit score probably didn't have honor. You're such a moron.

You also don't have any idea what slander is. I'm rebuking you which it says to do in the Bible. If I were slandering you I would be blaming you for something that you haven't done.

Yes... you are slandering people who turn their houses back to the bank. You are claiming they aren't living up to their end of the deal, and have no honor. But they are living up to their commitment, something you claim they haven't done. They LEGALLY have followed the contract both parties agreed to. There is no dishonor or breaking of a contract.

So I guess you are the one that has no idea. No surprise there.

As usual... with every one of your posts, you just make yourself look even dumber.
And I'm sure God is judging just how bad of a christian you are... slandering people, telling lies, and commiting all kinds of sins. Thank God most christians aren't like you.

[Kidlicious]

It's obvious you don't even have a clue on what you post... You are the one that claimed a man with a poor credit score probably didn't have honor. You're such a moron.

Ah, see now that is slander. I didn't say he probably didn't have honor. I said that it could mean that he didn't have honor.

Yes... you are slandering people who turn their houses back to the bank. You are claiming they aren't living up to their end of the deal, and have no honor. But they are living up to their commitment, something you claim they haven't done. They LEGALLY have followed the contract both parties agreed to. There is no dishonor or breaking of a contract.

So I guess you are the one that has no idea. No surprise there.

As usual... with every one of your posts, you just make yourself look even dumber.
And I'm sure God is judging just how bad of a christian you are... slandering people, telling lies, and commiting all kinds of sins. Thank God most christians aren't like you.

Saying that something someone does is immoral is not slandering just because that person thinks that it is.

You're full of it Ming.

You're behaviour is shameful. How old are you?

[giblets]

And there is no term in the contract that says you don't have to pay it bank. It only says the bank takes your house if you don't pay it bank. As if already proved you still owe the loan in most states.

Stop being ignorant on purpose. You're making a total ass of yourself boy.

A non-recourse contract says they can repay the principal, or relinquish the house. If someone signs such a contract then they are agreeing to either repay the principal or relinquish the house. If the contract said you could not choose to relinquish the house if you were capable of repaying the principal, that would be different.

[Ming]

You were claiming that they weren't paying back their debt... but by law and any legal measure, they are.
So by attaching a negative to an incorrect statement and directing it at people that it doesn't apply to...
That's slander you moron.

Your behaviour is a sin against your own religion...

And your "piece of paper" is just more indication of how bad the education system is these days. You have no clue how to even think or reason, yet somebody thought you did. So sad. Each post you make shows you really have no education at all.

Maybe you should go back and take a few more classes...


So just to make sure... have you learned your lesson and now admit you were wrong... and that people who turn back their homes are doing NOTHING WRONG, and are LIVING UP TO THEIR END OF THE CONTRACT, and that there is nothing immoral or dishonerable in doing so... Or are you going to continue to ignore all the evidence presented that shows just how stupid your original position is.

[Kidlicious]

A non-recourse contract says they can repay the principal, or relinquish the house.

I said prove it.

[giblets]

I said prove it.

There's a lawyer in this thread, and they disagree with you.

[Ming]

All the lawyers here agree with his statement... you prove they are wrong.

Oh, that's right, you haven't proven anything in this thread.

[Kidlicious]

You were claiming that they weren't paying back their debt... but by law and any legal measure, they are.
So by attaching a negative to an incorrect statement and directing it at people that it doesn't apply to...
That's slander you moron.

Your behaviour is a sin against your own religion...

And your "piece of paper" is just more indication of how bad the education system is these days. You have no clue how to even think or reason, yet somebody thought you did. So sad. Each post you make shows you really have no education at all.

Maybe you should go back and take a few more classes...


So just to make sure... have you learned your lesson and now admit you were wrong... and that people who turn back their homes are doing NOTHING WRONG, and are LIVING UP TO THEIR END OF THE CONTRACT, and that there is nothing immoral or dishonerable in doing so... Or are you going to continue to ignore all the evidence presented that shows just how stupid your original position is.

Look it's simple. You get a bad report on you credit if you don't pay your bills on time. There are two cases for that. Either you can't or you don't want to. The second case means that you have no honor.

Therefore when you walk away from your mortgage you get a bad report for being dishonorable.

Why would you get a bad report because the housing market colapsed?

Do you stop to think about your opinions or do you just going on blabing?

[Kidlicious]

There's a lawyer in this thread, and they disagree with you.

You think he's a lawyer. There are real lawyers who disagree with you.

[Ming]

You think he's a lawyer. There are real lawyers who disagree with you.

Well, so you say... but all the lawyers here who have actually posted and stated a LEGAL opinion have disagreed with you.

[Ming]

Look it's simple. You get a bad report on you credit if you don't pay your bills on time. There are two cases for that. Either you can't or you don't want to. The second case means that you have no honor.

There you go again... using a credit score to determine honor. I thought you said you weren't doing that? And by the way, when you walk away from a mortgage, it doesn't show that you aren't paying your bills on time, it just shows the fact that you walked away from a mortgage.

Therefore when you walk away from your mortgage you get a bad report for being dishonorable.

What silly logic. Didn't they teach you anything at school. Again, where is the dishonor from LIVING UP TO YOUR END OF A CONTRACT which BOTH PARITES AGREED TO. That listing on a credit report has NOTHING to do honor.

Do you stop to think about your opinions or do you just going on blabing?

You are the one "blabing"... EVERYBODY, even the experts, have disagreed with you, yet you continue to make no sense and support a position that has been proven wrong repeatedly. My opinion is supported by fact... your opinion isn't even supported by anything... not even the bible.

[Kidlicious]

I'm not going on with this with you Ming. You're being an idiot.