i know nothing about mutual funds.
							
						
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 As an FBI employee, you would know of them through the Thrift Savings Plan. I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891 I came upon a barroom full of bad Salon pictures in which men with hats on the backs of their heads were wolfing food from a counter. It was the institution of the "free lunch" I had struck. You paid for a drink and got as much as you wanted to eat. For something less than a rupee a day a man can feed himself sumptuously in San Francisco, even though he be a bankrupt. Remember this if ever you are stranded in these parts. ~ Rudyard Kipling, 1891
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 VTTHX
 
 I want to retire in 2035 - and yes, I have a lot of money in it.Originally posted by Mao
 heh, it's a long tme there. Do you have any money there pchang? I might put some money in there too I guess.Last edited by pchang; February 19, 2007, 00:50.“It is no use trying to 'see through' first principles. If you see through everything, then everything is transparent. But a wholly transparent world is an invisible world. To 'see through' all things is the same as not to see.”
 
 ― C.S. Lewis, The Abolition of Man
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 The old saying goes
 
 Its not timing the market, but time in the market.
 
 Get in as soon as you can and stay there as long as possible. If you are going with indexes, then all the funds will basically behave the same. Thus, the choice is to go for the fund company that has the lowest fees (both management and account). I have a lot of experience in this area and Vanguard has the lowest fees.“It is no use trying to 'see through' first principles. If you see through everything, then everything is transparent. But a wholly transparent world is an invisible world. To 'see through' all things is the same as not to see.”
 
 ― C.S. Lewis, The Abolition of Man
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 Re: The old saying goes
 
 QFT. Don't worry about getting in at the right time or at the top or bottom of a cycle.Originally posted by pchang
 Its not timing the market, but time in the market.THEY!!111 OMG WTF LOL LET DA NOMADS AND TEH S3D3NTARY PEOPLA BOTH MAEK BITER AXP3REINCES
 AND TEH GRAAT SINS OF THERE [DOCTRINAL] INOVATIONS BQU3ATH3D SMAL
 AND!!1!11!!! LOL JUST IN CAES A DISPUTANT CALS U 2 DISPUT3 ABOUT THEYRE CLAMES
 DO NOT THAN DISPUT3 ON THEM 3XCAPT BY WAY OF AN 3XTARNAL DISPUTA!!!!11!! WTF
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 So, looks like I'll likely be going with Vanguard for the safe funds (2050 retirement funds and such).
 
 Any advice from anyone about the more risky investments? Any regions/industries looking particularly good now?Who wants DVDs? Good prices! I swear! 
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 Don't chase
 
 Things move in cycles - by the time you move into something that is "hot" it will most likely be at the top of its cycle. Most chasers end up hopping from top to top only to "enjoy" the ride down over and over again.“It is no use trying to 'see through' first principles. If you see through everything, then everything is transparent. But a wholly transparent world is an invisible world. To 'see through' all things is the same as not to see.”
 
 ― C.S. Lewis, The Abolition of Man
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