Windows isn't inherently insecure, it's just that much of what's used today was designed well before the internet proliferated. Apple got lucky in that they had a major overhaul of their OS at the same time of the dot-com boom, while MS' major overhaul is still in the future. They could do a lot of smart changes that would force users to learn new habits, etc...such as running in a restricted userlevel by default. These changes for MS are coming in Longhorn, MS' major overhaul.
Whether Apple got "lucky", or whether they were using a more secure basis, i.e. Unix for their code, your statment again implicitly admits that, in the current internet environment and the various "services" expected on it, then MS products are less secure. If that were not the case , then the timing of Apples creation of OS X would be moot.
Now if you are saying MS next product line will be more secure? Absolutely. Redmond realzes that the inherent insecurity of their product line could easily cause them to lose substantial amounts of market share, especially among businesses. However - in the here and now your state that premise that MS products, because their core code was written prior to the dot-com boom, is at a disadvantage to the Apple. I.E. the code, as currently applied, is less secure - let alone the systemics we have been discussing.
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