Banks & credit cards and their infernal damnation

[Evil Knevil]

Banks are bastards, I get a credit card offer every day of the week (seriously).

I suppose this is society pressuring me for not having one and being in massive debt

funny thing is though, when I got cornered and forced to fill out an application form in the street --needed the free pen-- I got rejected!!

Best thing was I called myself the 'Reverend David Emery'... Its been popping up alot recently, which shows how much attention they pay to those little boxes you tick at the bottom of forms

[Dauphin]

Originally posted by Ted Striker
I agree SG. I thought banks were supposed to be the bastion of quality service but they are some of the worst offenders of stuffing their paper statements full of advertising, and also of repeated telemarketing.

I find that their quality of service is appalling too. Bank "Audit letters" - letters detailing all accounts, securities, loans, mortgages etc a company has- are required for most company audit and accounts to be signed off. We normally sent off the request for such details six weeks before the accounting year end and a reminder six weeks before an audit (normally a few months after the accounting year end). I'd say that a good 20% of requests got no response, and of those that did, half of them were inaccurate, missing information, or were otherwise unusable as audit evidence (such as the date of the letter being out by a year). Chasing up correct letters would lead you to about 6 call centres and after about an hour you may get what you were after. And when the letter does come in they charge the client £15/letter for the half-assed job. Its a joke.

[Seneca]

Originally posted by Evil Knevil


funny thing is though, when I got cornered and forced to fill out an application form in the street --needed the free pen-- I got rejected!!

Not surprised, if you can't even afford a pen.

[Evil Knevil]

Hrumph. I just didn't have a pen. I always loose pens.

[Seneca]

I'm so rich, I've got lots of spare pens. I even re-mortgaged one of them to buy a stapler.

[Dauphin]

Originally posted by Seneca
I'm so rich, I've got lots of spare pens. I even re-mortgaged one of them to buy a stapler.

And was that because your bank foistered the policy on you?

[Solly]

I set up on 27th December a payment from my current account to my credit card. The money went out of my account straight away and seems to have gone missing...

I went to the bank about it on Friday morning, and they said it would be there by Monday, if not Friday evening. Just checked online and it's not reached the credit card, so i'll have to go toddling off to the bank again while they trace the money.

[Kropotkin]

Originally posted by Evil Knevil
Hrumph. I just didn't have a pen. I always loose pens.

I always "find" pens, are you missing a dark gren with 0.5? Or a four-colored white and blue one?

[TCO]

Damn those weenies who leave science and go into finance...

[Starchild]

What Bank SD? I'm thinking of opening a new bank account and close my Barclay's one (They've been decent to me but haven't been spectacular). I wanna know who to avoid....

[RGBVideo]

A tip for not losing a pen ever after:
Buy a pen which costs over € 10. It's so expensive that you simply won't lose it.
Yes, I've got experience on this.

[Dauphin]

Originally posted by Starchild
What Bank SD? I'm thinking of opening a new bank account and close my Barclay's one (They've been decent to me but haven't been spectacular). I wanna know who to avoid....

All banks have shown themselves to be poor.

My main personal banking problems have been with Lloyds, but I have had trouble with most of the big four when trying to get information from them on a business level.

http://news.bbc.co.uk/1/hi/business/2160448.stm

[Urban Ranger]

The big problem here is we get harassed by credit card issuers. Just got this mailing about a platinum card - no kidding, the annual fee is way up there.

[Dis]

I do curse banks for sending so many credit applications.

Identity theft is a major, major problem in the U.S. Damn them all the hell!!!

And we have to fix it ourselves. Sometimes I think of just buying a shack in Montana, and I would not have to worry about financial security ever again.

[Bereta_Eder]

Originally posted by Sagacious Dolphin


Whats wrong with accountants?

Oh Im sure some of them have a rich inner world and are loving to their families... but they're accountans, you know.