Cost of housing.

[Dinner]

The best part about my purchase is that I didn't have a broker and neither did the guy who was selling it. That means we each saved 5% for a total of $39.5k worth of upfront savings. The realestate market is so hot and the online listings are so good and so up to date that you really don't need a high priced realtor.

[pchang]

Yes. Your mortgage will most likely require you to have homeowner's insurance. What does it cover? Surprisingly little. There are sorts of things excluded nowadays (earthquakes, mold, flood damage, wild fires, and I think I missed some).