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Ok here's how this is done. I know it 'may' be an exploit (duh), it is. This only applies for single player though.
Step 1: Start a trade with a computer.
Step 2: Make sure you trade some tech of higher value for something of lesser value. (Actually this can probably done with a reversal of things but I haven't tried it yet, but I will in a few hours). I will name the step that explains this "as "Step 2b, 3b, 4b, etc"
Step 2b: Make sure you trade some tech of lower value for something of higher value.
Step 3: Ask the computer what would make this trade fair (the second choice). Now the computer is gonna usually add in a sum of coin. The trade window is gonna have a technology, and money (in that order) on the computers side, and your tech on your side.
Step 3b: Ask the computer what would make this trade fair (the second choice). Now the computer is gonna have his tech on his side, and your tech and some amount of money that it 'wants' on your side. The trade window is gonna have a technology on the computers side, and a technology, followed by money on your side.
Step 4/4b: So remove the technology and money, and swap them. That is, make sure money is at the top of the trade window, and the technology is after the money.
Step 5/5b: Add the money that the computer initially offered (on the respective side).
Step 6/6b: Ask the computer again what he would offer for the deal. Now since you are really trading the same thing, the computer will say something on the lines of, "this is what I offer you, and nothing more".
Step 7: Now simply change the cash amount and max it to whatever the computer can give.
Step 7b: Simply change the cash amount that the computer asked of you, to the lowest possible while keeping the cash value at the bare minimum, that is, 10 gold.
Example 'A': I ask Isabella to trade me, her 'The Wheel' (133 research) for my 'Polytheism' (223 research). Now I ask her what she would offer for this, Since Poly is a higher research, she will probably add in some little amount of money to her side of the trade. Now you simply charge her for all the money she has and hit "agreed"/first option. She will trade and give you all her funds which is probably not what she offered.
Example 'B': I ask Isabella to trade my 'Polytheism' for her 'The Wheel'. I ask her what she would to make this offer fair. She will probably drop a big chunk of gold that you have to pay on top of the technology for her "polytheism". Now I remove the tech and gold amount, swap them, that is, the Gold goes first, followed by the technology, ask her again what would make the deal fair (she will say this is her final offer), you will now switch the money amount to the minimum (which is 10 gold). So now you are trading the 133 research tech and 10 gold for her 223 research tech. Hit agreed , and boom you are done.
NOTE: edited out the last paragraph to confirm to all the happy people
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