I usually balance both, but it starts with budget discipline. When I add FUT Coins FIFACOIN, I divide them into two pools: 70% for addressing core weaknesses, 30% for “dream cards.” That way I don’t end up sitting on an average squad waiting for a grail player to drop. Gradual upgrades in midfield and defense often win me more games than a single flashy striker. Then, when prices dip during promos, I allocate the dream pool strategically.