wallets

[Sava]

I avoid coins like the plague, they're really annoying.

Agree.

[Sava]

I have a wallet. In addition to money, driver's license, and debit card it also carries a number of retail cards. Gotta have my Kroger fuel points. I also write down phone numbers and addresses that I need for later and stick them in there. When the wallet gets full I sort through them and discard the useless ones.

Do you regularly carry anything in your wallet that is unique to your profession?

[Imran Siddiqui]

measurements?

Click the ****ing link.

[I AM MOBIUS]

Main wallet: A brown leather fossil one, double fold, average size, birthday present from the ex.

Travel wallet: Beaten up old black leather wallet, double fold, average size, birthday present from the ex ex...

My birthday is coming up soon...

[-Jrabbit]

the last wallet i had fell out of my back pocket in class maybe 15 years ago

it was a pain to get a new license, cancel my cards, replace everything

i got used to not having one

i'm much more mindful now since the individual cards can more easily fall out and be lost

many times, i've had to hunt for my license under a car seat, though

not for a while now, since i travel much less

So this whole thread is based on "I lost my wallet, once, 15 yrs ago in high school"?

A wallet is not just a place to store and organize things; it also protects them. Which can be important with magstripes, photos IDs and such.

Maybe I find this mystifying because, in my 61 years, I've never lost a wallet. I've also never had to look for a lost CC/license under a car seat...

[I AM MOBIUS]

I've never lost one either - apart from the company gym when I was a trusting 16yo and some c*nt of a colleague stole it

[Lorizael]

Seriously if you don't pay off your entire credit bill every month you're a goddamn moron.

Or, you know, a victim of circumstances. But whatever.

[Hauldren Collider]

No, it means you're a moron. If you can't afford something, then you ipso facto can't afford a credit card loan for something.

Though I suppose you could argue stupidity is circumstance. So to the extent you are a victim of stupidity you are a victim of circumstance.

[Lorizael]

Sometimes you can't afford things you nevertheless need.

[Hauldren Collider]

Sure, then don't put the debt on a credit card. If you can get a loan with x% on a credit card, you can get a loan with (x-something)% from a bank.

There's no reason to go into credit card debt. Period.

[-Jrabbit]

Your inexperience is showing again, HC. In the real world, there are times when conditions conspire to force overspending. Ever have a hospital visit, car accident, and furnace go out in the same month? Of course not. In your world, all is provided.

Get a grip.

[Hauldren Collider]

Your inexperience is showing again, HC. In the real world, there are times when conditions conspire to force overspending. Ever have a hospital visit, car accident, and furnace go out in the same month? Of course not. In your world, all is provided.

Get a grip.

Read post above.

[Hauldren Collider]

Also, in practice, most people who have credit card debt are living paycheck to paycheck. There's no reason to do that. People don't have self control and overspend and then when their furnace breaks, have an ER visit and a car accident they have no savings to pull from (or better, just not saving that month, which is equivalent). These situations are almost always avoidable if you act like a responsible adult. Sure, once in a while they happen to responsible people. Then, get a normal loan. Don't use a credit card.

[I AM MOBIUS]

Q: Why is HC such a total c*nt!?

A: It must be that silver spoon that's kebabed him from his rectum to his arrogant, self-entitled gob...

Yes, these situations are always avoidable when everything you've ever wanted in life has been handed to you on a gilded plate.

What a nasty piece of work you are!

[-Jrabbit]

Read post above.

Your sense of privilege and smug naïvete is adorable. Almost Romneyesque.