Hellooooooooo

[Tiamat]

Hello to the hollowed halls of Poly So I've been busy winning National Pie Championships and all but I have a friend in a bit of a sticky wicket and of course since the minds here are of the most exceptional caliber I thought I would pose the issue and see what you think. I told him you were the greatest minds on earth and if there wasn't an answer to be found here then there was just no answer!! BTW I missed you guys.

Here's today's $64,000 question: He like myself is in the food industry here in Austin took a small business loan ($4000) to help float his company when he lost his partner. He eventually was not able to keep up with it closed and has subsequently defaulted on his loan. The issue here is confidentiality. His loan was obtained through a Non Profit business entity which loans money to small businesses. Someone within the company or someone who has intimate working knowledge of if loans are paid or default has posted this on his Yelp. My assumption was that your personal banking information is to be kept confidential. I reviewed the company's privacy clause, I'm no lawyer but it's pretty clear that your personal information is not to be used in this manner. I advised get a lawyer. Am I correct in the assumption that when you make a loan your payment information is not for public consumption? I will await your replies with baited breath.........no wait make that pie breath!

[The Mad Monk]

I think it's different when it's a business loan, but I could be wrong.

[Sava]

Tiamat

[Theben]

Hi tia.

The best advice was indeed to consult a lawyer if he feels'this has damaged him in some manner. That being said any e tity interested in his credit rating would normally be able to find out this information anyway.

[PLATO]

I reviewed the company's privacy clause, I'm no lawyer but it's pretty clear that your personal information is not to be used in this manner.

This is the key. Any civil damages he sustained, including any perceived damages to his business reputation, should be able to be recovered in a civil suit. In addition, his attorney should obtain an injunction for them to cease and desist from publishing this information immediately. Time is critical...if he waits to long after being aware of the published information then it could limit his damages as it will give the offending entity a defense that he did not really care and was therefore probably not really damaged.

[Imran Siddiqui]

^ Yep. Tell him to lawyer up, Tia, and start sending letters to the bank demanding they take the Yelp review down and sue for civil damages for his business rep.

[Alexander's Horse]

Hi Tia I don"t Know

[Nikolai]

Hi Tiamat! Good to see you around. As for the topic at hand, I don' know.

[Dinner]

^ Yep. Tell him to lawyer up, Tia, and start sending letters to the bank demanding they take the Yelp review down and sue for civil damages for his business rep.

That's what I'd do though I'm assuming he's broke so maybe free legal aid?

[Wiglaf]

Hello to the hollowed halls of Poly So I've been busy winning National Pie Championships and all but I have a friend in a bit of a sticky wicket and of course since the minds here are of the most exceptional caliber I thought I would pose the issue and see what you think. I told him you were the greatest minds on earth and if there wasn't an answer to be found here then there was just no answer!! BTW I missed you guys.

Here's today's $64,000 question: He like myself is in the food industry here in Austin took a small business loan ($4000) to help float his company when he lost his partner. He eventually was not able to keep up with it closed and has subsequently defaulted on his loan. The issue here is confidentiality. His loan was obtained through a Non Profit business entity which loans money to small businesses. Someone within the company or someone who has intimate working knowledge of if loans are paid or default has posted this on his Yelp. My assumption was that your personal banking information is to be kept confidential. I reviewed the company's privacy clause, I'm no lawyer but it's pretty clear that your personal information is not to be used in this manner. I advised get a lawyer. Am I correct in the assumption that when you make a loan your payment information is not for public consumption? I will await your replies with baited breath.........no wait make that pie breath!

I have no idea why you think anyone here would seriously believe you happen to have a fat friend making pies in Texas who needs our help. People here are crazy and gay, not stupid (exception being Mr Fun, who is all three, and you don't want his advice). Face facts: You're lying, defaulted on your loan and need to lose weight. Okay now that factual information has been dispensed, here's some legal information: you borrowed money from someone and stiffed them on it. The only way that stays private is if you contracted for it to remain private. Your best recourse is to petition Obama to forgive your loans, but the petition website is currently down.

[self biased]

Dammit, i already used my thanks today wiggy. :wiglaf: