How do you feel about medical coverage for pregnancy?

[Mojotronica]

30 K$ sonuds unrealistic - it's something like 300 hours of work on average (in US probably more with the lower wages).

Edit: Forgot to say that Eloks numbers makes sense in every 1st world country except US.

$30K is what my wife's obstetrician says it will cost, but my insurance will cover most of that. In the USA there's a big difference between what the hospital bills and what an insured couple will pay out of pocket. The core question of this thread is: is that right? Is it right that we will ask our insurance pool to pay $27000 for what amounts to an elective procedure?

Before we got pregnant we were thinking about artificial insemination or adoption. Either of those processes costs $10,000, minimum (very low-ball estimate, $20K or $30K might be more like it,) out of pocket. In the case of artificial insemination that makes sense (although some states do cover it.) But are the incentives out of whack in the case of adoption? Factoring in coverage it's cheaper by $7K or $17K or $27K to get pregnant naturally and bring another hungry mouth into the world, rather than adopting.

Is that weird? A progressive 21st century nation would see adoption as part of a solution of re-allocating resources to improve everyone's lot. But our system is built around a 19th or early 20th century model, where nation-states benefited from out-populating each other and so the incentives are aligned in favor of more births, rather than efficient management of available births.

[Bugs ****ing Bunny]

Why not bill the offspring?

[Bugs ****ing Bunny]

Before we got pregnant we were thinking about artificial insemination or adoption. Either of those processes costs $10,000, minimum (very low-ball estimate, $20K or $30K might be more like it,) out of pocket.

You could save money by just having her sleep with other men.

[Mojotronica]

Or even make money!

[-Jrabbit]

Prostitution: the solution to spiraling medical costs!

[giblets]

30 K$ sonuds unrealistic - it's something like 300 hours of work on average (in US probably more with the lower wages).

Edit: Forgot to say that Eloks numbers makes sense in every 1st world country except US.

Who makes $100 an hour? Krazyhorse?

[BlackCat]

Who makes $100 an hour? Krazyhorse?

That's inclusive costs - rent, equipment etc

[giblets]

That's inclusive costs - rent, equipment etc

[BlackCat]

When my company "sells" me to do work for others they demand ~200 but I only get 50 of those .

[giblets]

When my company "sells" me to do work for others they demand ~200 but I only get 50 of those .

Okay, so you're saying nurses and doctors cost ~100 an hour to hire? I think I see what you're saying.

[BlackCat]

Okay, so you're saying nurses and doctors cost ~100 an hour to hire? I think I see what you're saying.

[-Jrabbit]

My hourly is $100. There's a lot of unpaid scut-work to be done off the clock, however.

[Tupac Shakur]

How do you feel about medical coverage for pregnancy?

Medical coverage should only pay to cure the disease. If a person chooses to live with a treatable condition, then it's their responsibility to pay for the costs resulting from that choice.

[DaShi]

Publicly funded abortions.

[Barnabas]

I am with Elok, 30 thousand dollars for a pregnancy seems crazy to me.