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I hate banks

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  • I hate banks

    Banks are always coming up with new ways to charge you. There's always some new service price that was not there last year.

    I was opening a new account for my company, and the lady was like 23 years old, probably on her first job, probably just got a master's degree in economics. But you see, that's where it gets you in this country, it'll make you a bank clerk. Then, perhaps in 20 years, they might let you sell insurance as well.

    So this clerk was talking so fast I could not even understand what she was saying. She said all the important things first, as in "we checked you're credit history, you're OK". What? Credit history? For what. I'm opening an account and giving you cash money, NOT asking for a loan here. Then she goes on to explain how my credit will be (personal credit and all the other owners) checked every single time I come there. I asked why, and she couldn't tell except it's the new policy. At this point I wanted to leave already, are you trying to make me a customer, I'm not auditioning for you here and begging for an account.

    So all kinds of craps later, she tries to sell me insurance and during the pitch she says how some insurance companies are so rude that they call without the permission of the potential customer. Yeah, it's called telemarketing. She didn't ask me my permission either, we had scheduled a meeting for opening an account - how difficult can it be?!? - and suddenly she's selling my insurance I'm not interested in, and telling me all the hoops I have to jump. She actually used the words "in order for us to accept you as a customer".

    Yeah, welcome to Funland. The bad thing is that there's not much options, all the other banks are the same. I can accept the fact that they overcharge you for stuff, and that you need them, but at the same time if I'm bringing in cash money in my fists, then STFU and serve. Sometimes it's some older clerk who is pissed at their job, but she was younger than me, and I'm not even old. Needless to say I wanted to destroy her emotionally and physically.
    In da butt.
    "Do not worry if others do not understand you. Instead worry if you do not understand others." - Confucius
    THE UNDEFEATED SUPERCITIZEN w:4 t:2 l:1 (DON'T ASK!)
    "God is dead" - Nietzsche. "Nietzsche is dead" - God.

  • #2
    And just an update, she was supposed to call me personally 4 hours ago.
    In da butt.
    "Do not worry if others do not understand you. Instead worry if you do not understand others." - Confucius
    THE UNDEFEATED SUPERCITIZEN w:4 t:2 l:1 (DON'T ASK!)
    "God is dead" - Nietzsche. "Nietzsche is dead" - God.

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    • #3
      Banks are a good thing, they allow poor people to use rich people's money. They do what communism was never able to accomplish
      If there is no sound in space, how come you can hear the lasers?
      ){ :|:& };:

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      • #4
        Banks are a good idea, as in I can buy a house even though I cannot afford it at the moment.

        Then again, they don't just borrow you the money, they want interest. In here, if you take about... let's say 300k for a house loan, you'll end up paying 900k back. So the bank makes quite a bit of cash from letting you buy the house. And of course if you fail to make the payments, they'll take the house.

        If there was no banks, are you saying there would be no houses bought or sold? I guess the owner would have to sell the house and function as the bank at the same time. Or if the prices were too high and everyone was in poverty due to the ownership and landlords, we, the not so rich, would eventually kill them all and take it.

        Banks suck in this case, because I was giving them money for nothing in return, and they gave me attitude.
        In da butt.
        "Do not worry if others do not understand you. Instead worry if you do not understand others." - Confucius
        THE UNDEFEATED SUPERCITIZEN w:4 t:2 l:1 (DON'T ASK!)
        "God is dead" - Nietzsche. "Nietzsche is dead" - God.

        Comment


        • #5
          Originally posted by Hauldren Collider View Post
          Banks are a good thing, they allow poor people to use rich people's money. They do what communism was never able to accomplish

          Take people's homes?
          “As a lifelong member of the Columbia Business School community, I adhere to the principles of truth, integrity, and respect. I will not lie, cheat, steal, or tolerate those who do.”
          "Capitalism ho!"

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          • #6
            which bank is that?
            Originally posted by Serb:Please, remind me, how exactly and when exactly, Russia bullied its neighbors?
            Originally posted by Ted Striker:Go Serb !
            Originally posted by Pekka:If it was possible to capture the essentials of Sepultura in a dildo, I'd attach it to a bicycle and ride it up your azzes.

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            • #7
              Originally posted by Pekka View Post
              Then again, they don't just borrow you the money, they want interest. In here, if you take about... let's say 300k for a house loan, you'll end up paying 900k back. So the bank makes quite a bit of cash from letting you buy the house. And of course if you fail to make the payments, they'll take the house.
              Well yeah there has to be something in it for the bank, it's not a charity. And yeah I understand why you'd be frustrated, I was making a troll comment. I understand that you weren't saying "oh man we shouldn't have banks".
              If there is no sound in space, how come you can hear the lasers?
              ){ :|:& };:

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              • #8
                Blah

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                • #9
                  Originally posted by Hauldren Collider View Post
                  Banks are a good thing, they allow poor people to use rich people's money. They do what communism was never able to accomplish
                  There were no rich people under communism.

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                  • #10
                    Precisely the problem with it. Except that there actually were. The upper-level party leaders were pretty wealthy and not keen on sharing.
                    If there is no sound in space, how come you can hear the lasers?
                    ){ :|:& };:

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