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Problem with autopay! #@&*

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  • #1

    Problem with autopay! #@&*

    I had autopay set up on one of my credit card accounts (citibank amex if it matters) to pay the full balance on the due date of each period. Recently, I spent $1700 on a laptop and transfered the balance to a new card that has 0% APR on balance transfers for 12 months.

    I was a little worried about the autopay kicking in so I changed the settings to minimum payment only. Once the balance transfer kicked in, I thought I was clear so I set it back to full balance.

    THE STUPID THING PAID THE $1700!

    How is this possible?

    06/22/2010 ELECTRONIC PAYMENT-THANK YOU -$1,700.00 (this was the balance transfer)
    07/03/2010 AUTOPAY AUTO-PMT -$1,998.04

    11 days after the balance transfer, it paid it off?!

    Now I have a CREDIT of $1500 on my account. I highly doubt citibank is going to wire cash into my checking account now. What the hell?

    Anyone have an experience like this? What should I do?
    "Flutie was better than Kelly, Elway, Esiason and Cunningham." - Ben Kenobi
    "I have nothing against Wilson, but he's nowhere near the same calibre of QB as Flutie. Flutie threw for 5k+ yards in the CFL." -Ben Kenobi
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  • #2
    Buy groceries with your credited amount. Gas. Hookers.
    Life is not measured by the number of breaths you take, but by the moments that take your breath away.
    "Hating America is something best left to Mobius. He is an expert Yank hater.
    He also hates Texans and Australians, he does diversify." ~ Braindead

    Comment

    • #3
      I wasn't trying to spend that much cash right now
      "Flutie was better than Kelly, Elway, Esiason and Cunningham." - Ben Kenobi
      "I have nothing against Wilson, but he's nowhere near the same calibre of QB as Flutie. Flutie threw for 5k+ yards in the CFL." -Ben Kenobi

      Comment

      • #4
        aren't you unemployed, why are you using a credit card?
        "The Christian way has not been tried and found wanting, it has been found to be hard and left untried" - GK Chesterton.

        "The most obvious predicition about the future is that it will be mostly like the past" - Alain de Botton

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        • #5
          You're talking to us instead of your bank? How do you tie your shoes in the morning without electrocuting yourself?
          The cake is NOT a lie. It's so delicious and moist.

          The Weighted Companion Cube is cheating on you, that slut.

          Comment

          • #6
            I'd like to watch that. I can't even imagine such.
            Life is not measured by the number of breaths you take, but by the moments that take your breath away.
            "Hating America is something best left to Mobius. He is an expert Yank hater.
            He also hates Texans and Australians, he does diversify." ~ Braindead

            Comment

            • #7
              It takes a special kind of *special* to be that special.
              The cake is NOT a lie. It's so delicious and moist.

              The Weighted Companion Cube is cheating on you, that slut.

              Comment

              • #8
                I paid $2000 to the wrong credit card once, I called them up and they transferred it back to my bank account forthwith.

                SP
                I got the Jete from C.C. Sabathia. : Jon Miller

                Comment

                • #9
                  Originally posted by DRoseDARs View Post
                  You're talking to us instead of your bank? How do you tie your shoes in the morning without electrocuting yourself?
                  Probably because his bank is closed at the moment...

                  Christ.

                  Comment

                  • #10
                    Originally posted by ShaneWalter View Post
                    Probably because his bank is closed at the moment...

                    Christ.
                    06/22/2010 ELECTRONIC PAYMENT-THANK YOU -$1,700.00 (this was the balance transfer)
                    07/03/2010 AUTOPAY AUTO-PMT -$1,998.04
                    Today is the 10th. Not every day since the 3rd was Sunday, jackass.
                    The cake is NOT a lie. It's so delicious and moist.

                    The Weighted Companion Cube is cheating on you, that slut.

                    Comment

                    • #11
                      It is so hard to believe he didn't view the transaction until now?

                      Comment

                      • #12
                        I just viewed this now. I didn't think anything of it because I assumed it wouldn't attempt to autopay a balance that was already transferred to a different card. Sorry if that wasn't a fair assumption! 11 days passed since the transfer before the autopay kicked in.
                        "Flutie was better than Kelly, Elway, Esiason and Cunningham." - Ben Kenobi
                        "I have nothing against Wilson, but he's nowhere near the same calibre of QB as Flutie. Flutie threw for 5k+ yards in the CFL." -Ben Kenobi

                        Comment

                        • #13
                          Is it so hard to believe that talking to a bunch of anonymous posters on an Internet forum and conjecturing about the problem from positions of no authority and no direct access to good and complete information (his accounts, his bank's policies and practices) is probably a great way for him to get bad advice from us?

                          Instead of just giving snarky replies to everything, sometimes posters give GOOD advice about real problems and, when in the absence of good and complete information about the problem, instead direct the questioner to go talk to someone in authority in real life instead of us because we might not give proper or useful advice in a particular situation and may possibly make things worse. And we'll wrap that advice up in a snarky package.

                          Hell, Mr. Fun posted his "I was almost suicidal" about two days after it happened. Not sure about you, but not everyone posts threads detailing the events in their lives as if they were posting to Twitter. Some people ponder for a bit before posting. There have been plenty of threads were posters were asking real questions about real problems in their real lives. Sometimes posters were able to answer from positions of authority, sometimes we had to direct the questioner to go ask someone in real life instead of us.



                          Get a sense of humor, Shane. Some perspective might be useful too.
                          The cake is NOT a lie. It's so delicious and moist.

                          The Weighted Companion Cube is cheating on you, that slut.

                          Comment

                          • #14
                            Originally posted by DRoseDARs View Post
                            Is it so hard to believe that talking to a bunch of anonymous posters on an Internet forum and conjecturing about the problem from positions of no authority and no direct access to good and complete information (his accounts, his bank's policies and practices) is probably a great way for him to get bad advice from us?

                            Instead of just giving snarky replies to everything, sometimes posters give GOOD advice about real problems and, when in the absence of good and complete information about the problem, instead direct the questioner to go talk to someone in authority in real life instead of us because we might not give proper or useful advice in a particular situation and may possibly make things worse. And we'll wrap that advice up in a snarky package.

                            Hell, Mr. Fun posted his "I was almost suicidal" about two days after it happened. Not sure about you, but not everyone posts threads detailing the events in their lives as if they were posting to Twitter. Some people ponder for a bit before posting. There have been plenty of threads were posters were asking real questions about real problems in their real lives. Sometimes posters were able to answer from positions of authority, sometimes we had to direct the questioner to go ask someone in real life instead of us.



                            Get a sense of humor, Shane. Some perspective might be useful too.

                            Comment

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