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I just for the life of me ^*&%&^$&( can't fu*k*ng believe the nerve of *(#**@*$ OMG
Alrighty then. Readers Digest Clip:
We helped out the kids and got a teeeensy weeensy bit behind on the Mortgage Payment. $1262.00 to be exact. Not really that bad as behind in payment goes. So we work out something with them, tell them when we can pay. That time comes and Hubby calls and says we have $1200 we are sending, the $62 will come in three days when we get paid. They say....No thank you because it isn't a full payment. SERIOUSLY!! He's like but you say we owe it, we're trying to pay it and then send the rest in three days, you can even debit it out of our checking account.
NOPE! No good no dice. Again, so what your telling me he says is I'm trying to pay you the money, you're a debt collecting agency trying to collect a debt, I'm trying to pay that debt but you won't take the money unless there is an additional $62 to go with it. Yup, that about sums it up. Oh yeah and I forgot the part about the $500 we sent them towards a house payment, yeah well since it wasn't the full payment they NEVER applied it to the payment so it's been sitting there in limbo for the last 3 months. So Steve says take the #&$^%#%#& $62 out of the $500 and there ya' go! Nope they won't do that either.
Now we have had our house up for sale for the last 2 months while we've been trying to pay these people and we get an offer on the house. We call the Mortgage company who says since you didn't pay the $1262.00 we have now hired a Lawyer to start Foreclosure proceedings. So any sale of the house has to be approved by us. We tell them of the offer which would give them the exact payoff on the home that is owed, pay our agent and leave us with a whooooping $54 but that's ok, cause the loan would be paid. Guess what they said.................
NOPE! We won't do that. We want a short sale, which in effect the house gets sold for less then what they have in it, they will loose about 10-40 thousand dollars and our debt for the difference is wiped clean, we get to live here for the next 6 months Mortgage free and it will take them between 2-4 weeks every time we get an offer on the house to let us know if they will accept it or not!
Makes no sense to me whatsoever!!!
Alrighty then. Readers Digest Clip:
We helped out the kids and got a teeeensy weeensy bit behind on the Mortgage Payment. $1262.00 to be exact. Not really that bad as behind in payment goes. So we work out something with them, tell them when we can pay. That time comes and Hubby calls and says we have $1200 we are sending, the $62 will come in three days when we get paid. They say....No thank you because it isn't a full payment. SERIOUSLY!! He's like but you say we owe it, we're trying to pay it and then send the rest in three days, you can even debit it out of our checking account.
NOPE! No good no dice. Again, so what your telling me he says is I'm trying to pay you the money, you're a debt collecting agency trying to collect a debt, I'm trying to pay that debt but you won't take the money unless there is an additional $62 to go with it. Yup, that about sums it up. Oh yeah and I forgot the part about the $500 we sent them towards a house payment, yeah well since it wasn't the full payment they NEVER applied it to the payment so it's been sitting there in limbo for the last 3 months. So Steve says take the #&$^%#%#& $62 out of the $500 and there ya' go! Nope they won't do that either.
Now we have had our house up for sale for the last 2 months while we've been trying to pay these people and we get an offer on the house. We call the Mortgage company who says since you didn't pay the $1262.00 we have now hired a Lawyer to start Foreclosure proceedings. So any sale of the house has to be approved by us. We tell them of the offer which would give them the exact payoff on the home that is owed, pay our agent and leave us with a whooooping $54 but that's ok, cause the loan would be paid. Guess what they said.................
NOPE! We won't do that. We want a short sale, which in effect the house gets sold for less then what they have in it, they will loose about 10-40 thousand dollars and our debt for the difference is wiped clean, we get to live here for the next 6 months Mortgage free and it will take them between 2-4 weeks every time we get an offer on the house to let us know if they will accept it or not!
Makes no sense to me whatsoever!!!
ACK!
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