A few newbie questions

[wervdon]

1) I just now realized that my ship sticks around if I log out and can be attacked when outside of federation space (and I have to be since I got up to level 15-16 already) Does the escape pod guarantee I can keep playing if my ship is found and destroyed while im offline?

Im assuming it'll give me a new level 1 ship to work with, but I
dont know

2) Is money in the bank 100% safe? Im not real sure on how that works yet.

[Frozzy]

With the escape pod, you lose your ship, all upgrades, all cargo and all energy. However, you restart with a brand new ship, 100 energy and all of your credits, IIRC