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  • #1

    Loans?

    Two questions.

    1)Has anyone ever managed the AI to grant him a loan? I know i haven't. If so how does it work? Do you pay an interest fee every turn or something?

    2)Is it safe to clear jungles tiles early? I mean with the propability of coal appearing on them after steam engine?.
    "Military training has three purposes: 1)To save ourselves from becoming subjects to others, 2)to win for our own city a possition of leadership, exercised for the benefit of others and 3)to exercise the rule of a master over those who deserve to be treated as slaves."-Aristotle, The Politics, Book VII

    All those who want to die, follow me!
    Last words of Emperor Constantine XII Palaiologos, before charging the Turkish hordes, on the 29th of May 1453AD.
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  • #2
    1) Never.
    2) Don't worry about it (I think).
    The greatest delight for man is to inflict defeat on his enemies, to drive them before him, to see those dear to them with their faces bathed in tears, to bestride their horses, to crush in his arms their daughters and wives.

    Duas uncias in puncta mortalis est.

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    • #3
      1. I have. I was allied with India against the French. They offered me 75 gold lump sum, but I had to pay them 10 GPT for 20 turns. Not a very favorable loan.

      2. It dosn't matter if you have cleared the jungle, the coal will still appear.
      "The great rule of conduct for us in regard to foreign nations is to have with them as little political connection as possible... It is our true policy to steer clear of permanent alliances with any portion of the foreign world, so far as we are now at liberty to do it." George Washington- September 19, 1796

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      • #4
        Yes clearing the jungle will not impact any resources appearences.

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        • #5
          Regarding Loans: When you are in Anarchy the only cash flows you have are payments from and to the AI. If you have few gold in the treasury, you are paying GPT to AI for trade deals and you go into anarchy, then you definitely may want to get a loan so you do not default on your trade payments.

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          • #6
            Originally posted by nationalist
            1. I have. I was allied with India against the French. They offered me 75 gold lump sum, but I had to pay them 10 GPT for 20 turns. Not a very favorable loan.
            Try my Lord of the Rings MAP out: Lands of Middle Earth v2 NEWS: Now It's a flat map, optimized for Conquests

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            • #7
              1) i have been offered loans before when i clicked too fast in the diplomacy screen, but they always want intrest
              2) resourses are pre-determined but i dont know if finding a new source of rubber will pop up in a grassland square

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              • #8
                Thanks for the info guys about the coal. And guess what, i just confirmed it 10 minutes ago. I started clearing jungle tiles after i discovered steam engine, when i bought repl.parts from the Germans. A rubber resource appeared on the just cleared jungle tile i was irrigating!.


                And the AI has never offered me a loan.(Emperor difficulty).
                "Military training has three purposes: 1)To save ourselves from becoming subjects to others, 2)to win for our own city a possition of leadership, exercised for the benefit of others and 3)to exercise the rule of a master over those who deserve to be treated as slaves."-Aristotle, The Politics, Book VII

                All those who want to die, follow me!
                Last words of Emperor Constantine XII Palaiologos, before charging the Turkish hordes, on the 29th of May 1453AD.

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                • #9
                  Never had the AI offer a loan, but I've set my own up before on the negotiations screen (just exchange a lump sum for gold per turn).

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                  • #10
                    Strategic resources are allocated at the beginning of the game and do not disappear if the terrain they are on is altered. However, if a resource is depleted, the new source will only show up in a tile that currently has the correct terrain (I think). So clearing all the jungle out of your empire might not be such a good idea. Uranium depletes relatively frequently, and it appears in jungles (and mountains), IIRC.
                    "God is dead." - Nietzsche
                    "Nietzsche is dead." - God

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                    • #11
                      Originally posted by DrFell
                      Never had the AI offer a loan, but I've set my own up before on the negotiations screen (just exchange a lump sum for gold per turn).
                      What can of terms can you offer? I mean, are you able to be a real loan shark, or can you only stand to make a small percentage of the loan back?
                      Rhett Monroe Chassereau

                      "I use to be with it, then they changed what it is. And what I'm with isn't it, and what is it seems strange and scary to me." -Abe Simpson

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                      • #12
                        It's about small profits in my experience.
                        Is God willing to prevent evil, but not able? Then he is not omnipotent. Is he able, but not willing? Then he is malevolent. Is he both able and willing? Then whence cometh evil? Is he neither able nor willing?
                        Then why call him God? - Epicurus

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